Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Laurent SPOIDEN Assurances from Fleurus, company number BE0524760793, closed financial year 2025 with a result of € 14,188 after tax. For that financial year Laurent SPOIDEN Assurances recorded a gross margin of € 69,694 and equity of € 42,980. Compared with financial year 2024, the result moved from € 62,128 to € 14,188. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 15, 2026.
€ 42,980
▲ 49% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,188
▼ 77% vs 2024
Profit after tax over the fiscal year.
€ 1,781
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 24,380.
People and assets in 2025
€ 48,430
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,206
▲ € 7,003 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,925
▲ 99% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 90,745 | € 68,172 | € 110,769 | € 69,694 | ▼ 37% |
| Profit after taxes | € 12,620 | € 10,072 | € 62,128 | € 14,188 | ▼ 77% |
| Equity | € 22,591 | € 26,664 | € 28,792 | € 42,980 | ▲ 49% |
| Total debts | € 81,059 | € 44,827 | € 79,433 | € 49,283 | ▼ 38% |
| Cash | € 13,904 | € 25,677 | € 32,870 | € 1,781 | ▼ 95% |
| Retained profit | € 3,991 | € 8,064 | € 10,192 | € 24,380 | ▲ 139% |
| Dividend | € 50,000 | € 6,000 | € 60,000 | € 0 | ▼ 100% |
| Balance sheet total | € 103,651 | € 71,490 | € 108,224 | € 92,262 | ▼ 15% |
Key figures of Laurent SPOIDEN Assurances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Laurent SPOIDEN Assurances?
What happened at Laurent SPOIDEN Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,188 (▼ 77% vs 2024). filed late Source: NBB ↗
- Gaëtan Claeys stepped down as director. NBB
- Jean-Philippe Lempereur stepped down as director. NBB
- Olivier Genard became a director. NBB
- Laurent Cherton became a director. NBB
- Christopher Tilmant became a director. NBB
- Jean-Philippe Lempereur became a director. NBB
- Gaëtan Claeys became a director. NBB
In short
From € 12,620 profit in 2022 to € 14,188 profit in 2025.
Paid € 15,279 in corporate taxes since 2022.
Best year ever: 2024, with € 62,128 profit.
Paid out € 116,000 in dividends to the owners in total.
A new publication or filing at Laurent SPOIDEN Assurances? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ALPHA CONSEILS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Laurent SPOIDEN AssurancesBehind Laurent SPOIDEN Assurances are Olivier Genard, Laurent Cherton and Christopher Tilmant. The shares are held by ALPHA CONSEILS (100%).
Directors
According to the 2025 annual accounts
since 2024
Laurent Cherton
Director
since 2024
since 2024
since 2024 · until 2025
since 2024 · until 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Charleroi(FL) 16
6220 Fleurus
Route de Liers 2
4041 Herstal
Active since 24 April 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0524.760.793
- VAT number
- BE 0524.760.793
- Registered office
- Chaussée de Charleroi(FL) 16, 6220 Fleurus
- Names & denominations
- Laurent SPOIDEN Assurances
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 March 2013
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars