Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Jamar Concept from Beringen, company number BE0811635325, closed financial year 2025 with a result of € 57,285 after tax. For that financial year Jamar Concept recorded a gross margin of € 70,762 and equity of € 29,930. Compared with financial year 2024, the result moved from € -15,001 to € 57,285. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 29,930
▲ € 57,285 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 57,285
▲ still € 15,001 loss in 2024
Profit after tax over the fiscal year.
€ 3,870
▲ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -70.
People and assets in 2025
€ 2,311
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 792,249
▲ 17% vs 2024
Loans from banks and other lenders, long and short.
€ 18,637
▼ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 35,476
▲ 53% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -15,148 | € -66,707 | € 5,189 | € 70,762 | ▲ € 65,573 |
| Profit after taxes | € -43,726 | € -90,685 | € -15,001 | € 57,285 | ▲ € 72,286 |
| Equity | € 78,333 | € -12,353 | € -27,354 | € 29,930 | ▲ € 57,285 |
| Total debts | € 891,007 | € 740,991 | € 1,000,331 | € 1,254,388 | ▲ 25% |
| Cash | € 235,142 | € 70,468 | € 3,643 | € 3,870 | ▲ 6% |
| Land & buildings | € 330,000 | € 323,333 | € 323,333 | € 321,667 | ▼ 1% |
| Retained profit | € 48,333 | € -42,353 | € -57,354 | € -70 | ▲ € 57,285 |
| Bank debt | € 407,427 | € 407,427 | € 677,116 | € 792,249 | ▲ 17% |
| Balance sheet total | € 1,026,250 | € 785,549 | € 1,029,887 | € 1,341,229 | ▲ 30% |
Key figures of Jamar Concept, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to Jamar Concept?
What happened at Jamar Concept in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 57,285. Source: NBB ↗
- Natasha Ruysen became a director. NBB
- Krismart BV stepped down as director. NBB
- Robby Frans Juliana Ruysen stepped down as director. NBB
- New establishment in Heusden-Zolder. KBO
- New establishment in Beringen. KBO
- Start of the company according to the CBE. KBO
In short
From € 43,726 loss in 2022 to € 57,285 profit in 2025.
Best year ever: 2025, with € 57,285 profit.
A new publication or filing at Jamar Concept? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Jamar Concept are Marcel Jamar, David Jamar, Natasha Ruysen and Kevin Jamar. Marcel Jamar is also behind PATRIMAR, KRIVIDA, MPJ, Krismart and JURIMAR.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Heidebloemstraat 41
3580 Beringen
De Lobbert 31 box A
3550 Heusden-Zolder
Active since 22 September 2014
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0811.635.325
- VAT number
- BE 0811.635.325
- Registered office
- Heidebloemstraat 41, 3580 Beringen
- Names & denominations
- Jamar Concept
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 May 2009
- Peppol
- Active · Active since 13 Mar 2025
- Activities · NACE
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