Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 3 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2023; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2023
F&M Algemeen Bouwbedrijf from Heusden-Zolder, company number BE0811214067, closed financial year 2023 with a result of € -1.1 million after tax. For that financial year F&M Algemeen Bouwbedrijf recorded a gross margin of € -392,598 and equity of € -877,544. Compared with financial year 2022, the result moved from € 69,247 to € -1.1 million. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 2, 2024.
€ -877,544
▼ € 1.1 million vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.1 million
▼ still € 69,247 profit in 2022
Profit after tax over the fiscal year.
€ 97
▼ 99% vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -896,144.
People and assets in 2023
€ 440,287
▲ 11% vs 2022
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 71,968
▼ 28% vs 2022
Of which on lease € 32,221.
Debts at end 2023
€ 268,592
▲ 12% vs 2022
€ 63,662 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 898,773
▲ 5% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 111,728
▲ 2% vs 2022
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € 513,223 | € 645,344 | € -392,598 | ▼ € 1 million |
| Profit after taxes | € 20,702 | € 69,247 | € -1,142,887 | ▼ € 1.2 million |
| Equity | € 196,097 | € 265,344 | € -877,544 | ▼ € 1.1 million |
| Total debts | € 1,401,778 | € 1,833,454 | € 2,039,702 | ▲ 11% |
| Cash | € 42,184 | € 17,192 | € 97 | ▼ 99% |
| Retained profit | € 177,497 | € 246,744 | € -896,144 | ▼ € 1.1 million |
| Bank debt | € 180,982 | € 239,374 | € 268,592 | ▲ 12% |
| Balance sheet total | € 1,597,875 | € 2,098,797 | € 1,162,158 | ▼ 45% |
| Employees (FTE) | 7.8 | - | - |
Key figures of F&M Algemeen Bouwbedrijf, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to F&M Algemeen Bouwbedrijf?
What happened at F&M Algemeen Bouwbedrijf in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
F&M Algemeen Bouwbedrijf is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2023: loss of € 1.1 million (▼ € 1.2 million vs 2022). filed late Source: NBB ↗
- New establishment in Lummen. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,702 profit in 2021 to € 1.1 million loss in 2023.
Paid € 51,159 in corporate taxes since 2021.
Best year ever: 2022, with € 69,247 profit.
On average € 65,800 of value added per employee in 2021.
A new publication or filing at F&M Algemeen Bouwbedrijf? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Koolmijnlaan 389
3550 Heusden-Zolder
Europaweg 9
3560 Lummen
Active since 23 April 2009
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0811.214.067
- VAT number
- BE 0811.214.067
- Registered office
- Koolmijnlaan 389, 3550 Heusden-Zolder
- Names & denominations
- F&M Algemeen Bouwbedrijf
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 9 April 2009
- Peppol
- Not registered
- Activities · NACE
Algemene bouw van residentiële gebouwen