Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHAMANO from Lier, company number BE0808734629, closed financial year 2025 with a result of € 12,249 after tax. For that financial year CHAMANO recorded a gross margin of € 21,848 and equity of € -561,751. Compared with financial year 2024, the result moved from € -41,344 to € 12,249. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ -561,751
▲ € 12,249 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,249
▲ still € 41,344 loss in 2024
Profit after tax over the fiscal year.
€ 3,239
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -567,951.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 13,980
▲ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,646
▼ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,288
▲ € 14,283 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -110,290 | € 22,846 | € -33,931 | € 21,848 | ▲ € 55,779 |
| Profit after taxes | € -112,561 | € 3,637 | € -41,344 | € 12,249 | ▲ € 53,594 |
| Equity | € -536,293 | € -532,656 | € -574,001 | € -561,751 | ▲ € 12,249 |
| Total debts | € 563,985 | € 697,432 | € 611,358 | € 687,920 | ▲ 13% |
| Cash | € 4,364 | € 8,360 | € 3,416 | € 3,239 | ▼ 5% |
| Retained profit | € -542,493 | € -538,856 | € -580,201 | € -567,951 | ▲ € 12,249 |
| Balance sheet total | € 27,692 | € 164,776 | € 37,358 | € 126,169 | ▲ 238% |
Key figures of CHAMANO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CHAMANO?
What happened at CHAMANO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,249. Source: NBB ↗
- Neerloop became a director. NBB
- New establishment in Lier. KBO
- Start of the company according to the CBE. KBO
In short
From € 112,561 loss in 2022 to € 12,249 profit in 2025.
Paid € 2,480 in corporate taxes since 2022.
Best year ever: 2025, with € 12,249 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CHAMANO are Stéphane Seutin and Neerloop. Stéphane Seutin is also behind M-FINANCE and TEA LODGE.
Establishments
Establishment units
Physical locations of this company
Neerloop 12
2500 Lier
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0808.734.629
- VAT number
- BE 0808.734.629
- Registered office
- Neerloop 12, 2500 Lier
- Names & denominations
- CHAMANO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 2008
- Peppol
- Active · Active since 29 Jul 2024
- Activities · NACE
Activiteiten van holdings
Holdings