Financials
Financial year 2025
M-FINANCE from Brussel, company number BE0440319523, closed financial year 2025 with a result of € 22,708 after tax. For that financial year M-FINANCE recorded a gross margin of € 45,485 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 74,178 to € 22,708. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 1.4 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 22,708
▼ 69% vs 2024
Profit after tax over the fiscal year.
€ 322,558
▲ 207% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 96,886.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 25,830
▲ € 23,908 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,340
▼ 81% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,509,235 | € 43,742 | € -23,448 | € 45,485 | ▲ € 68,933 |
| Profit after taxes | € 3,363,986 | € 63,553 | € 74,178 | € 22,708 | ▼ 69% |
| Equity | € 4,570,315 | € 4,633,868 | € 1,404,084 | € 1,426,792 | ▲ 2% |
| Total debts | € 643,639 | € 126,148 | € 1,038,531 | € 373,023 | ▼ 64% |
| Cash | € 2,155,945 | € 1,068,584 | € 105,108 | € 322,558 | ▲ 207% |
| Land & buildings | € 1,140,112 | € 1,075,862 | € 1,075,862 | € 380,563 | ▼ 65% |
| Retained profit | € 440,409 | € 503,961 | € 74,178 | € 96,886 | ▲ 31% |
| Dividend | € 1,680,000 | € 0 | € 503,961 | € 0 | ▼ 100% |
| Bank debt | € 225,572 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 5,213,954 | € 4,760,015 | € 2,442,615 | € 1,799,815 | ▼ 26% |
Key figures of M-FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to M-FINANCE?
What happened at M-FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 22,708 (▼ 69% vs 2024). filed late Source: NBB ↗
- ATTILA NV became a director. NBB
- CP4U BV became a director. NBB
- MSE Services BV became a director. NBB
- CH.SE Invest BV became a director. NBB
- SDW Invest BV became a director. NBB
- CHAMANO BV became a director. NBB
- New establishment in Brussel. KBO
In short
From € 3.4 million profit in 2022 to € 22,708 profit in 2025.
Paid € 1.2 million in corporate taxes since 2022.
Best year ever: 2022, with € 3.4 million profit.
Paid out € 2.2 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PANAM Holding, CH.SE Invest, ATTILA, mse.service, SDW Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
M-FINANCEBehind M-FINANCE are ATTILA NV, CP4U BV, MSE Services BV, CH.SE Invest BV, SDW Invest BV and CHAMANO BV. The shares are held by PANAM Holding (14.3%), CH.SE Invest (14.2%), ATTILA (14%), mse.service (14%) and SDW Invest (14%).
Directors
According to the 2025 annual accounts
since 2023
Persoon belast met dagelijks bestuur · represented by Philippe SEUTIN
Also active at: SEUTIN RENTALS, NIJLENSE TUINBOUWVENNOOTSCHAP
since 2023
Persoon belast met dagelijks bestuur · represented by Martine Seutin
since 2023
Director · represented by CHRISTINE SEUTIN
since 2023
Director · represented by Léon Seutin
since 2023
since 2023
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kerstenmannekensstraat 1
1000 Brussel
Kerstenmannekensstraat 1 box 10
1000 Brussel
Active since 11 April 1990
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.319.523
- VAT number
- BE 0440.319.523
- Registered office
- Kerstenmannekensstraat 1, 1000 Brussel
- Names & denominations
- M-FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 February 1990
- Peppol
- Active · Active since 27 Mar 2026