Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2023; threshold 65 %.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
Financials
Financial year 2023
B-INSURED from Aalst, company number BE0806975563, closed financial year 2023 with a result of € 146,860 after tax. For that financial year B-INSURED recorded a gross margin of € 236,011 and equity of € 486,371. Compared with financial year 2022, the result moved from € 68,119 to € 146,860. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2024.
€ 486,371
▲ 43% vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 146,860
▲ 116% vs 2022
Profit after tax over the fiscal year.
€ 57
▼ 87% vs 2022
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2023. Retained profit grew to € 467,771.
People and assets in 2023
0
▼ 1.1 vs 2022
Average over the fiscal year, from the social balance sheet.
€ 62,249
▲ 7% vs 2022
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2023
None
No bank loans on the last day of the fiscal year.
€ 8,860
▼ 60% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 33,077
▲ 6% vs 2022
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € 131,084 | € 168,071 | € 236,011 | ▲ 40% |
| Profit after taxes | € 35,241 | € 68,119 | € 146,860 | ▲ 116% |
| Equity | € 271,392 | € 339,511 | € 486,371 | ▲ 43% |
| Total debts | € 107,158 | € 125,221 | € 113,046 | ▼ 10% |
| Cash | € 3,087 | € 444 | € 57 | ▼ 87% |
| Retained profit | € 252,792 | € 320,911 | € 467,771 | ▲ 46% |
| Balance sheet total | € 378,550 | € 464,732 | € 599,417 | ▲ 29% |
| Employees (FTE) | 1.1 | 1.1 | 0 | ▼ 1.1 |
Key figures of B-INSURED, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to B-INSURED?
What happened at B-INSURED in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: profit of € 146,860 (▲ 116% vs 2022). filed late Source: NBB ↗
- New establishment in Aalst. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,241 profit in 2021 to € 146,860 profit in 2023.
Paid € 62,917 in corporate taxes since 2021.
Best year ever: 2023, with € 146,860 profit.
On average € 152,800 of value added per employee in 2022.
A new publication or filing at B-INSURED? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind B-INSURED is Philippe VAN MEDEGAEL. Philippe VAN MEDEGAEL is also behind ASSULAND.
Directors
According to the 2023 annual accounts
Establishments
Establishment units
Physical locations of this company
Keienberg 29
9300 Aalst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0806.975.563
- VAT number
- BE 0806.975.563
- Registered office
- Keienberg 29, 9300 Aalst
- Names & denominations
- B-INSURED
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 October 2008
- Peppol
- Active · Active since 24 Mar 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars