Financials
Financial year 2025
DE WINTER FINANCE from Aalst, company number BE0456770822, closed financial year 2025 with a result of € 121,246 after tax. For that financial year DE WINTER FINANCE recorded a gross margin of € 360,739 and equity of € 517,386. Compared with financial year 2024, the result moved from € 149,238 to € 121,246. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 517,386
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 121,246
▼ 19% vs 2024
Profit after tax over the fiscal year.
€ 66,015
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 140,559 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
2.1
Average over the fiscal year, from the social balance sheet.
€ 133,766
▼ 8% vs 2024
€ 63,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 40,500
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 25,636
▼ 20% vs 2024
€ 6,603 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 15,657
▲ € 13,497 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 44,771
▼ 12% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 270,140 | € 392,246 | € 413,131 | € 360,739 | ▼ 13% |
| Profit after taxes | € 95,963 | € 136,052 | € 149,238 | € 121,246 | ▼ 19% |
| Equity | € 379,721 | € 427,263 | € 536,700 | € 517,386 | ▼ 4% |
| Total debts | € 122,547 | € 153,855 | € 169,162 | € 149,087 | ▼ 12% |
| Cash | € 135,092 | € 50,210 | € 159,907 | € 66,015 | ▼ 59% |
| Retained profit | € 367,313 | € 414,855 | € 524,292 | € 504,978 | ▼ 4% |
| Dividend | € 47,125 | € 88,510 | € 39,802 | € 140,559 | ▲ 253% |
| Bank debt | € 0 | € 38,034 | € 31,966 | € 25,636 | ▼ 20% |
| Balance sheet total | € 502,268 | € 581,118 | € 705,862 | € 666,473 | ▼ 6% |
| Employees (FTE) | - | - | 2.1 | 2.1 |
Key figures of DE WINTER FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DE WINTER FINANCE?
What happened at DE WINTER FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 121,246 (▼ 19% vs 2024). Source: NBB ↗
- Karine Meert became a director. NBB
- Vincent De Winter became a director. NBB
- New establishment in Aalst. KBO
- Start of the company according to the CBE. KBO
In short
From € 95,963 profit in 2022 to € 121,246 profit in 2025.
Paid € 220,267 in corporate taxes since 2022.
Best year ever: 2024, with € 149,238 profit.
On average € 171,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DE WINTER FINANCE are Karine Meert and Vincent De Winter. The same people are also behind DE WINTER INVEST.
Directors
According to the 2025 annual accounts
since 2020
since 2019
Establishments
Establishment units
Physical locations of this company
Keizersplein 52
9300 Aalst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0456.770.822
- VAT number
- BE 0456.770.822
- Registered office
- Keizersplein 52, 9300 Aalst
- Names & denominations
- DE WINTER FINANCE · Kantoor De Winter
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 1995
- Peppol
- Active · Active since 18 Sept 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars