Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Van Geel Verzekeringen from Geel, company number BE0803948272, closed financial year 2025 with a result of € 11,551 after tax. For that financial year Van Geel Verzekeringen recorded a gross margin of € 234,097 and equity of € 17,718. Compared with financial year 2024, the result moved from € 4,167 to € 11,551. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.
€ 17,718
▲ 187% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,551
▲ 177% vs 2024
Profit after tax over the fiscal year.
€ 3,617
▲ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 15,718.
People and assets in 2025
€ 59,472
▼ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 91,428
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 668,410
▼ 10% vs 2024
€ 87,238 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 11,371
▲ 128% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 23,022
▲ 40% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 208,472 | € 234,097 | ▲ 12% |
| Profit after taxes | € 4,167 | € 11,551 | ▲ 177% |
| Equity | € 6,167 | € 17,718 | ▲ 187% |
| Total debts | € 890,013 | € 780,845 | ▼ 12% |
| Cash | € 2,692 | € 3,617 | ▲ 34% |
| Land & buildings | € 69,245 | € 68,392 | ▼ 1% |
| Retained profit | € 4,167 | € 15,718 | ▲ 277% |
| Bank debt | € 738,669 | € 668,410 | ▼ 10% |
| Balance sheet total | € 896,180 | € 798,564 | ▼ 11% |
Key figures of Van Geel Verzekeringen, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Van Geel Verzekeringen?
What happened at Van Geel Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,551 (▲ 177% vs 2024). filed late Source: NBB ↗
- New establishment in Geel. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,167 profit in 2024 to € 11,551 profit in 2025.
Paid € 7,899 in corporate taxes since 2024.
Best year ever: 2025, with € 11,551 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Van Geel Verzekeringen is Tom Van Geel.
Directors
According to the 2025 annual accounts
Tom Van Geel
Director
Establishments
Establishment units
Physical locations of this company
Retieseweg 112 box A
2440 Geel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.948.272
- VAT number
- BE 0803.948.272
- Registered office
- Retieseweg 112 bus A, 2440 Geel
- Names & denominations
- Van Geel Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 July 2023
- Peppol
- Active · Active since 13 Apr 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars