Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2023; threshold 65 %.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
Financials
Financial year 2023
FZ IMMO from Charleroi, company number BE0803538003, closed financial year 2023 with a result of € -262,774 after tax. For that financial year FZ IMMO recorded revenue of € 10,484 and equity of € 12.2 million. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2024.
€ 12.2 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -262,774
Profit after tax over the fiscal year.
€ 78,565
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 4 million.
People and assets in 2023
1.8
Average over the fiscal year, from the social balance sheet.
€ 132,188
€ 73,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2023
€ 6.2 million
€ 1.2 million is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 411,782
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 684 days on average.
€ 135,919
Taxes, VAT and social contributions still to pay.
What happened to FZ IMMO?
What happened at FZ IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Cléonice MASTROSTEFANO stepped down as director. NBB
- Carmine LAURIENTE stepped down as director. NBB
- Vittorio LAURIENTE stepped down as director. NBB
- New annual accounts for financial year 2023: loss of € 262,774. Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
- Cléonice MASTROSTEFANO became a director. NBB
- Carmine LAURIENTE became a director. NBB
In short
Paid € 43,075 in corporate taxes since 2023.
Management
Directors
According to the 2023 annual accounts
Cléonice MASTROSTEFANO
Managing director
Also active at: W.E.B. PROPERTY SERVICES, Forum for cleantech, AdV Management Services
since 2023 · until 2029
Carmine LAURIENTE
Director
since 2023 · until 2029
Vittorio LAURIENTE
Managing director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Rue des Sept Actions 39
6060 Charleroi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.538.003
- VAT number
- BE 0803.538.003
- Registered office
- Rue des Sept Actions 39, 6060 Charleroi
- Names & denominations
- FZ IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 July 2023
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen