Financials
Financial year 2025
JOËL MAES INSURANCE from Maasmechelen, company number BE0792996576, closed financial year 2025 with a result of € 54,708 after tax. For that financial year JOËL MAES INSURANCE recorded a gross margin of € 191,871 and equity of € 190,121. Compared with financial year 2024, the result moved from € 40,239 to € 54,708. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 27, 2026.
€ 190,121
▲ 39% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 54,708
▲ 36% vs 2024
Profit after tax over the fiscal year.
€ 98,603
▲ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 186,516.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 101,516
▼ 20% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 29,536
▲ 260% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3,227
▲ 91% vs 2024
Loans from banks and other lenders, long and short.
€ 33,412
▲ € 32,623 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 38,582
▼ 41% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,827 | € 75,512 | € 211,893 | € 191,871 | ▼ 9% |
| Profit after taxes | € -7,858 | € 41,267 | € 40,239 | € 54,708 | ▲ 36% |
| Equity | € 60,091 | € 98,884 | € 136,649 | € 190,121 | ▲ 39% |
| Total debts | € 11,510 | € 15,676 | € 78,765 | € 85,208 | ▲ 8% |
| Cash | - | € 226 | € 75,506 | € 98,603 | ▲ 31% |
| Retained profit | € 56,486 | € 95,279 | € 133,044 | € 186,516 | ▲ 40% |
| Bank debt | € 0 | € 0 | € 1,691 | € 3,227 | ▲ 91% |
| Balance sheet total | € 71,601 | € 114,561 | € 215,415 | € 275,329 | ▲ 28% |
Key figures of JOËL MAES INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JOËL MAES INSURANCE?
What happened at JOËL MAES INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 54,708 (▲ 36% vs 2024). Source: NBB ↗
- Daniëlle Schepers stepped down as director. NBB
- New establishment in Maasmechelen. KBO
- Start of the company according to the CBE. KBO
- Daniëlle Schepers became a director. NBB
- Joël Maes became a director. NBB
In short
From € 7,858 loss in 2022 to € 54,708 profit in 2025.
Paid € 54,646 in corporate taxes since 2022.
Best year ever: 2025, with € 54,708 profit.
A new publication or filing at JOËL MAES INSURANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JOËL MAES INSURANCE is Joël Maes. Joël Maes is also behind Maes Joël Zakenkantoor and JOËL MAES FINANCE.
Directors
According to the 2025 annual accounts
since 2022
since 2022 · until 2025
Establishments
Establishment units
Physical locations of this company
Joseph Smeetslaan(M) 105
3630 Maasmechelen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
AS-ZXCS, NL
Website info
Features
Security
Details
- Company number
- 0792.996.576
- VAT number
- BE 0792.996.576
- Registered office
- Joseph Smeetslaan(M) 105, 3630 Maasmechelen
- Names & denominations
- JOËL MAES INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 October 2022
- Peppol
- Active · Active since 10 Feb 2026
- Contact
- joelmaes.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars