Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Maaslands Zakenkantoor from Maasmechelen, company number BE0792837616, closed financial year 2025 with a result of € 13,072 after tax. For that financial year Maaslands Zakenkantoor recorded a gross margin of € 294,008 and equity of € 50,091. Compared with financial year 2024, the result moved from € 32,071 to € 13,072. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 50,091
▲ 35% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,072
▼ 59% vs 2024
Profit after tax over the fiscal year.
€ 80,551
▼ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 47,091.
People and assets in 2025
€ 87,369
▲ 120% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,898
▲ 55% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 898,499
▼ 16% vs 2024
€ 142,705 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 25,483
▲ 263% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,483
▲ 130% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 180,511 | € 265,918 | € 294,008 | ▲ 11% |
| Profit after taxes | € 1,948 | € 32,071 | € 13,072 | ▼ 59% |
| Equity | € 4,948 | € 37,019 | € 50,091 | ▲ 35% |
| Total debts | € 1,252,301 | € 1,098,177 | € 962,788 | ▼ 12% |
| Cash | € 62,826 | € 94,024 | € 80,551 | ▼ 14% |
| Retained profit | € 1,948 | € 34,019 | € 47,091 | ▲ 38% |
| Bank debt | € 1,231,804 | € 1,074,680 | € 898,499 | ▼ 16% |
| Balance sheet total | € 1,257,249 | € 1,135,196 | € 1,012,878 | ▼ 11% |
Key figures of Maaslands Zakenkantoor, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Maaslands Zakenkantoor?
What happened at Maaslands Zakenkantoor in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,072 (▼ 59% vs 2024). filed late Source: NBB ↗
- New establishment in Maasmechelen. KBO
- Start of the company according to the CBE. KBO
- Johan Kalders became a director. NBB
- Kurt Czornyj became a director. NBB
In short
From € 1,948 profit in 2023 to € 13,072 profit in 2025.
Paid € 26,215 in corporate taxes since 2023.
Best year ever: 2024, with € 32,071 profit.
A new publication or filing at Maaslands Zakenkantoor? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Maaslands Zakenkantoor are Johan Kalders and Kurt Czornyj.
Directors
According to the 2025 annual accounts
Johan Kalders
Director
since 2022
Kurt Czornyj
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Rijksweg(E) 165/2
3630 Maasmechelen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
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Website info
Features
Security
Network
Details
- Company number
- 0792.837.616
- VAT number
- BE 0792.837.616
- Registered office
- Rijksweg(E) 165/2, 3630 Maasmechelen
- Names & denominations
- Maaslands Zakenkantoor
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 October 2022
- Peppol
- Active · Active since 19 Dec 2025
- Contact
- mzverzekeringen.be [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars