Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
L.A.F. OCCASIONS from Merbes-le-Château, company number BE0791794865, closed financial year 2025 with a result of € -34,541 after tax. For that financial year L.A.F. OCCASIONS recorded a gross margin of € -29,559 and equity of € -6,808. Compared with financial year 2024, the result moved from € -48,334 to € -34,541. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ -6,808
▼ € 34,541 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -34,541
▲ 29 % less loss than in 2024
Profit after tax over the fiscal year.
€ 6,385
▲ 131% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -81,808.
People and assets in 2025
€ 179
▼ 52% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 44,625
▲ 5% vs 2024
Loans from banks and other lenders, long and short.
€ 7,058
▲ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,962
▲ 3% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -11,045 | € 19,322 | € -42,927 | € -29,559 | ▲ € 13,367 |
| Profit after taxes | € -12,081 | € 13,148 | € -48,334 | € -34,541 | ▲ € 13,793 |
| Equity | € 62,919 | € 76,067 | € 27,733 | € -6,808 | ▼ € 34,541 |
| Total debts | € 41,603 | € 79,741 | € 75,090 | € 88,115 | ▲ 17% |
| Cash | € 6,671 | € 5,251 | € 2,769 | € 6,385 | ▲ 131% |
| Retained profit | € -12,081 | € 1,067 | € -47,267 | € -81,808 | ▼ € 34,541 |
| Bank debt | € 0 | € 11,458 | € 42,658 | € 44,625 | ▲ 5% |
| Balance sheet total | € 104,522 | € 155,808 | € 102,824 | € 81,307 | ▼ 21% |
Key figures of L.A.F. OCCASIONS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L.A.F. OCCASIONS?
What happened at L.A.F. OCCASIONS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 34,541. filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Merbes-le-Château. KBO
In short
From € 12,081 loss in 2022 to € 34,541 loss in 2025.
Paid € 273 in corporate taxes since 2022.
Best year ever: 2023, with € 13,148 profit.
Establishments
Establishment units
Physical locations of this company
Rue de Binche(MLC) 38
6567 Merbes-le-Château
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- MEURANT Ludivine Céline Hermance Ghislaine(oprichter) 33.3%
- DUBRAY Anthony Vito Jean(oprichter) 33.3%
- MEURANT Francine Françoise Ghislaine(oprichter) 33.3%
Details
- Company number
- 0791.794.865
- VAT number
- BE 0791.794.865
- Registered office
- Rue de Binche(MLC) 38, 6567 Merbes-le-Château
- Names & denominations
- L.A.F. OCCASIONS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 October 2022
- Peppol
- Active · Active since 10 Dec 2025
- Contact
- [email protected] +32497833112
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)