Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TPN Verzekeringen from Geel, company number BE0788778858, closed financial year 2025 with a result of € -21,316 after tax. For that financial year TPN Verzekeringen recorded a gross margin of € 778,400 and equity of € 258,773. Compared with financial year 2024, the result moved from € -4,177 to € -21,316. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 258,773
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,316
▼ 410 % more loss than in 2024
Profit after tax over the fiscal year.
€ 36,044
▼ 66% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 108,773.
People and assets in 2025
€ 415,726
▲ 11% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 52,560
▲ € 45,660 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.3 million
▼ 9% vs 2024
€ 287,822 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 4,463
▲ € 3,577 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,556
▼ 69% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -10,332 | € 754,591 | € 749,044 | € 778,400 | ▲ 4% |
| Profit after taxes | € -10,780 | € 145,046 | € -4,177 | € -21,316 | ▼ € 17,139 |
| Equity | € 139,220 | € 284,266 | € 280,089 | € 258,773 | ▼ 8% |
| Total debts | € 2,610 | € 3,260,521 | € 2,540,579 | € 2,286,684 | ▼ 10% |
| Cash | € 121,549 | € 253,684 | € 106,393 | € 36,044 | ▼ 66% |
| Land & buildings | - | - | € 36,272 | € 47,660 | ▲ 31% |
| Retained profit | € -10,780 | € 134,266 | € 130,089 | € 108,773 | ▼ 16% |
| Bank debt | € 0 | € 2,735,389 | € 2,473,725 | € 2,261,015 | ▼ 9% |
| Balance sheet total | € 141,830 | € 3,544,788 | € 2,820,668 | € 2,545,456 | ▼ 10% |
Key figures of TPN Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TPN Verzekeringen?
What happened at TPN Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 21,316. Source: NBB ↗
- New establishment in Meerhout. KBO
- New establishment in Laakdal. KBO
- New establishment in Herselt. KBO
- New establishment in Geel. KBO
- T&VB Verzekeringen BV became a director. NBB
- Jef Assur Comm.V became a director. NBB
- Pauwels & Co BV became a director. NBB
In short
From € 10,780 loss in 2022 to € 21,316 loss in 2025.
Paid € 66,386 in corporate taxes since 2022.
Best year ever: 2023, with € 145,046 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TPN Verzekeringen are T&VB Verzekeringen BV, Jef Assur Comm.V and Pauwels & Co BV. Jef Assur Comm.V is also behind ZAKENKANTOOR NIJSMANS.
Directors
According to the 2025 annual accounts
Director · represented by YON THEEUWS
since 2022
since 2022
Director · represented by Kris Pauwels
since 2022
Establishments
Establishment units
Physical locations of this company
Fehrenbachstraat 53
2440 Geel
Schoolstraat 122
2450 Meerhout
Active since 23 May 2023
Geelsebaan 26
2430 Laakdal
Active since 23 May 2023
Aarschotsesteenweg 66
2230 Herselt
Active since 23 May 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0788.778.858
- VAT number
- BE 0788.778.858
- Registered office
- Fehrenbachstraat 53, 2440 Geel
- Names & denominations
- TPN Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 July 2022
- Peppol
- Active · Active since 7 Jul 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars