Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DINCASSUR 4 from Charleroi, company number BE0788168748, closed financial year 2025 with a result of € 12,901 after tax. For that financial year DINCASSUR 4 recorded a gross margin of € 198,299 and equity of € 36,120. Compared with financial year 2024, the result moved from € 2,479 to € 12,901. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 36,120
▲ 56% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,901
▲ € 10,422 vs 2024
Profit after tax over the fiscal year.
€ 25,082
▲ 80% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 16,120.
People and assets in 2025
€ 96,513
▼ 9% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 359,584
▼ 2% vs 2024
€ 75,457 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 103,434
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,788
▲ 7% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 229,944 | € 196,175 | € 198,299 | ▲ 1% |
| Profit after taxes | € 739 | € 2,479 | € 12,901 | ▲ € 10,422 |
| Equity | € 20,739 | € 23,218 | € 36,120 | ▲ 56% |
| Total debts | € 616,878 | € 536,286 | € 530,238 | ▼ 1% |
| Cash | € 32,444 | € 13,923 | € 25,082 | ▲ 80% |
| Retained profit | € 739 | € 3,218 | € 16,120 | ▲ € 12,901 |
| Bank debt | € 426,994 | € 368,340 | € 359,584 | ▼ 2% |
| Balance sheet total | € 637,617 | € 559,504 | € 566,357 | ▲ 1% |
Key figures of DINCASSUR 4, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DINCASSUR 4?
What happened at DINCASSUR 4 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,901 (▲ € 10,422 vs 2024). filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- Henri Philippe DINCQ became a director. NBB
- Pauline DINCQ became a director. NBB
- Patricia LALOUX became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 739 profit in 2023 to € 12,901 profit in 2025.
Paid € 8,924 in corporate taxes since 2023.
Best year ever: 2025, with € 12,901 profit.
A new publication or filing at DINCASSUR 4? We notify you, reason included.
Follow DINCASSUR 4Databakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DINCASSUR 4 are Henri Philippe DINCQ, Pauline DINCQ and Patricia LALOUX. The same people are also behind Dincassur, DINCASSUR 2 and BEM DINCASSUR 2. Henri Philippe DINCQ is also behind DINCASSUR 3 and DPM ASSURANCES. Pauline DINCQ is also behind ASSURANCES DPM, DINCASSUR 3 and DPM ASSURANCES. Patricia LALOUX is also behind EXPERT-BEL and ASSURANCES DPM.
Directors
According to the 2025 annual accounts
Henri Philippe DINCQ
Director
Also active at: Dincassur, DINCASSUR 3, DINCASSUR 2, BEM DINCASSUR 2, DPM ASSURANCES
since 2022
Pauline DINCQ
Director
Also active at: Dincassur, ASSURANCES DPM, DINCASSUR 3, DINCASSUR 2, BEM DINCASSUR 2, DPM ASSURANCES
since 2022
Patricia LALOUX
Director
Also active at: EXPERT-BEL, Dincassur, ASSURANCES DPM, DINCASSUR 2, BEM DINCASSUR 2
since 2022
Establishments
Establishment units
Physical locations of this company
Chaussée de Châtelet 175
6042 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
HETZNER-AS, DE
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0788.168.748
- VAT number
- BE 0788.168.748
- Registered office
- Chaussée de Châtelet 175, 6042 Charleroi
- Names & denominations
- DINCASSUR 4
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 July 2022
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- dincassur4.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars