Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Shrinking team NBB
FTE fell two years in a row, from 7.9 to 4.7.
Financials
Financial year 2025
EXPERT-BEL from Binche, company number BE0422765293, closed financial year 2025 with a result of € -176,974 after tax. For that financial year EXPERT-BEL recorded a gross margin of € 266,585 and equity of € 701,552. Compared with financial year 2024, the result moved from € -94,997 to € -176,974. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 701,552
▼ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -176,974
▼ 86 % more loss than in 2024
Profit after tax over the fiscal year.
€ 109,291
▼ 43% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 639,552.
People and assets in 2025
4.7
▼ 3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 388,903
▼ 25% vs 2024
€ 82,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 189,427
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 118,927
▼ 31% vs 2024
€ 44,828 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 33,658
▼ 45% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 838,731 | € 526,660 | € 515,324 | € 266,585 | ▼ 48% |
| Profit after taxes | € 203,584 | € 278 | € -94,997 | € -176,974 | ▼ € 81,976 |
| Equity | € 973,245 | € 973,523 | € 878,526 | € 701,552 | ▼ 20% |
| Total debts | € 357,635 | € 272,951 | € 270,107 | € 158,321 | ▼ 41% |
| Cash | € 566,590 | € 355,016 | € 192,206 | € 109,291 | ▼ 43% |
| Retained profit | € 911,245 | € 911,523 | € 816,526 | € 639,552 | ▼ 22% |
| Dividend | € 134,913 | € 0 | € 0 | € 0 | |
| Bank debt | € 71,537 | € 156,300 | € 173,267 | € 118,927 | ▼ 31% |
| Balance sheet total | € 1,330,880 | € 1,246,474 | € 1,148,632 | € 859,873 | ▼ 25% |
| Employees (FTE) | 8 | 7.9 | 7.7 | 4.7 | ▼ 3 |
Key figures of EXPERT-BEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to EXPERT-BEL?
What happened at EXPERT-BEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Louis de Looz-Corswarem stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 176,974. Source: NBB ↗
- Louis de Looz-Corswarem became a director. NBB
- New establishment in Binche. KBO
- New establishment in Binche. KBO
- Start of the company according to the CBE. KBO
In short
From € 203,584 profit in 2022 to € 176,974 loss in 2025.
Paid € 93,188 in corporate taxes since 2022.
Best year ever: 2022, with € 203,584 profit.
On average € 56,700 of value added per employee in 2025.
Management
Behind EXPERT-BEL are Antoine Comte de Looz-Corswarem, LOOZAM SRL, René-Michel Comte de Looz-Corswaren, Marie-Axel le Hardij de Beaulieu and Patricia Laloux. LOOZAM SRL is also behind FLEET MANAGEMENT GROUP.
Directors
According to the 2025 annual accounts
Antoine Comte de Looz-Corswarem
Director
Managing director · represented by Arnold Comte de Looz-Corswarem
Also active at: FLEET MANAGEMENT GROUP
René-Michel Comte de Looz-Corswaren
Director
Marie-Axel le Hardij de Beaulieu
Director
Patricia Laloux
Director
Also active at: Dincassur, ASSURANCES DPM, DINCASSUR 2, BEM DINCASSUR 2, DINCASSUR 4
since 2026 · until 2031
Establishments
Establishment units
Physical locations of this company
Rue Gustave Diricq(EP) 22
7134 Binche
Rue de Merbes(BUV) 234
7133 Binche
Active since 1 January 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
OVH, FR
Website info
Features
Security
Details
- Company number
- 0422.765.293
- VAT number
- BE 0422.765.293
- Registered office
- Rue Gustave Diricq(EP) 22, 7134 Binche
- Names & denominations
- EXPERT-BEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 June 1982
- Peppol
- Active · Active since 7 Sept 2025
- Contact
- expertbel.be
- Activities · NACE
Activiteiten van risicoanalisten en schadetaxateurs
Schade- en risico- experten