Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ESPERTO & Partners from Kortrijk, company number BE0787646136, closed financial year 2025 with a result of € 21,806 after tax. For that financial year ESPERTO & Partners recorded a gross margin of € 6,787 and equity of € 63,269. Compared with financial year 2024, the result moved from € 16,097 to € 21,806. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 27, 2026.
€ 63,269
▲ 53% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,806
▲ 35% vs 2024
Profit after tax over the fiscal year.
€ 32,449
▲ 242% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 53,269.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 10,890
▲ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 904
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -1,044 | € -124 | € 6,787 | ▲ € 6,911 |
| Profit after taxes | € 15,367 | € 16,097 | € 21,806 | ▲ 35% |
| Equity | € 25,367 | € 41,464 | € 63,269 | ▲ 53% |
| Total debts | € 175,478 | € 161,980 | € 164,594 | ▲ 2% |
| Cash | € 674 | € 9,491 | € 32,449 | ▲ 242% |
| Retained profit | € 15,367 | € 31,464 | € 53,269 | ▲ 69% |
| Balance sheet total | € 200,845 | € 203,444 | € 227,864 | ▲ 12% |
Key figures of ESPERTO & Partners, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to ESPERTO & Partners?
What happened at ESPERTO & Partners in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,806 (▲ 35% vs 2024). Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,367 profit in 2023 to € 21,806 profit in 2025.
Paid € 904 in corporate taxes since 2023.
Best year ever: 2025, with € 21,806 profit.
Management
Behind ESPERTO & Partners are Isabelle DE LEENHEER and Michel DE BIE. It owns 10.1% of ESPERTO KORTRIJK itself.
Directors
According to the 2025 annual accounts
Michel DE BIE
Director
Also active at: MALPERTUS, ESPERTO Kortrijk, De Bie & C° Expertises, ESPERTO Brugge-Kust
Establishments
Establishment units
Physical locations of this company
Wolvendreef(Kor) 61D
8500 Kortrijk
Beneluxpark(Kor) 17
8500 Kortrijk
Active since 24 June 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Details
- Company number
- 0787.646.136
- VAT number
- BE 0787.646.136
- Registered office
- Wolvendreef(Kor) 61D, 8500 Kortrijk
- Names & denominations
- ESPERTO & Partners
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 June 2022
- Peppol
- Active · Active since 27 Dec 2025
- Contact
- esperto.be
- Activities · NACE
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