Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ESPERTO Kortrijk from Kortrijk, company number BE0476109553, closed financial year 2025 with a result of € 120,834 after tax. For that financial year ESPERTO Kortrijk recorded a gross margin of € 562,372 and equity of € 144,149. Compared with financial year 2024, the result moved from € 180,959 to € 120,834. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 144,149
▼ 29% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 120,834
▼ 33% vs 2024
Profit after tax over the fiscal year.
€ 24,876
▼ 56% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 167,112 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
5
▲ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 315,431
▲ 19% vs 2024
€ 63,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 163,246
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 65,841
▼ 21% vs 2024
€ 17,699 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 173,887
▲ € 132,978 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 60,591
▼ 32% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 532,635 | € 484,308 | € 568,486 | € 562,372 | ▼ 1% |
| Profit after taxes | € 153,849 | € 84,234 | € 180,959 | € 120,834 | ▼ 33% |
| Equity | € 172,139 | € 173,361 | € 203,943 | € 144,149 | ▼ 29% |
| Total debts | € 627,026 | € 572,296 | € 528,754 | € 476,172 | ▼ 10% |
| Cash | € 122,421 | € 51,341 | € 56,347 | € 24,876 | ▼ 56% |
| Retained profit | € 153,539 | € 154,761 | € 185,343 | € 125,549 | ▼ 32% |
| Dividend | € 235,630 | € 66,775 | € 136,775 | € 167,112 | ▲ 22% |
| Bank debt | € 1,329 | € 1,939 | € 83,619 | € 65,841 | ▼ 21% |
| Balance sheet total | € 799,165 | € 745,656 | € 732,696 | € 620,321 | ▼ 15% |
| Employees (FTE) | 6.5 | 5.3 | 4.2 | 5 | ▲ 0.8 |
Key figures of ESPERTO Kortrijk, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ESPERTO Kortrijk?
What happened at ESPERTO Kortrijk in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 120,834 (▼ 33% vs 2024). filed late Source: NBB ↗
- ESPERTO Brugge-Kust BV became a director. NBB
- MALPERTUS BV became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Kortrijk. KBO
In short
From € 153,849 profit in 2022 to € 120,834 profit in 2025.
Paid € 88,755 in corporate taxes since 2022.
Best year ever: 2024, with € 180,959 profit.
On average € 112,500 of value added per employee in 2025.
A new publication or filing at ESPERTO Kortrijk? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ESPERTO & Partners comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ESPERTO KortrijkBehind ESPERTO Kortrijk are JVR CONSULTANCY BV, ESPERTO Brugge-Kust BV and MALPERTUS BV. The shares are held by ESPERTO & Partners (10.1%).
Directors
According to the 2025 annual accounts
Director · represented by Jensy Vroman
Manager · represented by Isabelle De Leenheer
since 2017
Manager · represented by Michel De Bie
since 2017
Shareholders
10.1%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Beneluxpark(Kor) 17
8500 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.109.553
- VAT number
- BE 0476.109.553
- Registered office
- Beneluxpark(Kor) 17, 8500 Kortrijk
- Names & denominations
- ESPERTO Kortrijk
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 November 2001
- Peppol
- Active · Active since 9 Jan 2026
- Contact
- [email protected]
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Accountants
Belastingconsulenten