Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CAF Management from Kontich, company number BE0786691873, closed financial year 2025 with a result of € 1,678 after tax. For that financial year CAF Management recorded a gross margin of € 23,052 and equity of € 87,590. Compared with financial year 2024, the result moved from € 53,000 to € 1,678. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 16, 2026.
€ 87,590
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,678
▼ 97% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 77,590.
People and assets in 2025
€ 79,979
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 176,933
▲ 35% vs 2024
€ 47,073 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 187,004
▲ € 170,220 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 43,272
▲ 35% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -3,972 | € 49,487 | € 107,858 | € 23,052 | ▼ 79% |
| Profit after taxes | € -8,840 | € 31,752 | € 53,000 | € 1,678 | ▼ 97% |
| Equity | € 1,160 | € 32,912 | € 85,911 | € 87,590 | ▲ 2% |
| Total debts | € 384,482 | € 380,236 | € 372,513 | € 607,628 | ▲ 63% |
| Cash | € 922 | - | - | - | |
| Retained profit | € -8,840 | € 22,912 | € 75,911 | € 77,590 | ▲ 2% |
| Bank debt | € 175,371 | € 155,626 | € 131,053 | € 176,933 | ▲ 35% |
| Balance sheet total | € 385,641 | € 413,148 | € 458,425 | € 695,218 | ▲ 52% |
Key figures of CAF Management, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CAF Management?
What happened at CAF Management in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,678 (▼ 97% vs 2024). filed late Source: NBB ↗
- New establishment in Kontich. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,840 loss in 2022 to € 1,678 profit in 2025.
Paid € 39,619 in corporate taxes since 2022.
Best year ever: 2024, with € 53,000 profit.
Management
Behind CAF Management is Floris Carron. It owns 100% of Pagaderke itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Zwarthoutstraat 11
2550 Kontich
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0786.691.873
- VAT number
- BE 0786.691.873
- Registered office
- Zwarthoutstraat 11, 2550 Kontich
- Names & denominations
- CAF Management
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 May 2022
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van holdings
Holdings
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