Financials
Financial year 2026
STEKMAN from Oostkamp, company number BE0786342178, closed financial year 2026 with a result of € 45,612 after tax. For that financial year STEKMAN recorded a gross margin of € 37,877 and equity of € 178,471. Compared with financial year 2025, the result moved from € 71,816 to € 45,612. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 16, 2026.
€ 178,471
▲ 34% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 45,612
▼ 36% vs 2025
Profit after tax over the fiscal year.
€ 35,569
▼ 39% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 177,471.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,600
▲ 5% vs 2025
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 6,043
▼ 47% vs 2025
Of which on lease € 6,043.
Debts at end 2026
€ 152,341
▼ 15% vs 2025
€ 26,113 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 1,217
▲ 131% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 1,949
▼ 88% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 20,796 | € 39,398 | € 74,958 | € 37,877 | ▼ 49% |
| Profit after taxes | € 10,768 | € 49,275 | € 71,816 | € 45,612 | ▼ 36% |
| Equity | € 11,768 | € 61,044 | € 132,859 | € 178,471 | ▲ 34% |
| Total debts | € 26,859 | € 218,566 | € 196,290 | € 155,507 | ▼ 21% |
| Cash | € 6,510 | € 10,017 | € 58,458 | € 35,569 | ▼ 39% |
| Retained profit | € 10,768 | € 60,044 | € 131,859 | € 177,471 | ▲ 35% |
| Bank debt | € 21,485 | € 215,411 | € 179,675 | € 152,341 | ▼ 15% |
| Balance sheet total | € 38,627 | € 279,609 | € 329,149 | € 333,977 | ▲ 1% |
Key figures of STEKMAN, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to STEKMAN?
What happened at STEKMAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 45,612 (▼ 36% vs 2025). Source: NBB ↗
- New establishment in Oostkamp. KBO
- Start of the company according to the CBE. KBO
- Karel Dejonghe became a director. NBB
In short
From € 10,768 profit in 2023 to € 45,612 profit in 2026.
Paid € 34,581 in corporate taxes since 2023.
Best year ever: 2025, with € 71,816 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEKMAN is Karel Dejonghe. It owns 10% of Insuro itself.
Directors
According to the 2026 annual accounts
Karel Dejonghe
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Polderstraat 1
8020 Oostkamp
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0786.342.178
- VAT number
- BE 0786.342.178
- Registered office
- Polderstraat 1, 8020 Oostkamp
- Names & denominations
- STEKMAN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 May 2022
- Peppol
- Active · Active since 31 Oct 2023
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van verzekeringsagenten en -makelaars