Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
T&B Construct from Dilbeek, company number BE0785629724, closed financial year 2025 with a result of € 3,898 after tax. For that financial year T&B Construct recorded a gross margin of € 23,488 and equity of € 5,898. Compared with financial year 2024, the result moved from € 33,945 to € 3,898. The company is profitable. The buffer shrank hard: equity is 94 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 19, 2026.
€ 5,898
▼ 94% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,898
▼ 89% vs 2024
Profit after tax over the fiscal year.
€ 46,634
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 94,742 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 55,141
▲ 100% vs 2024
Of which on lease € 50,414.
Debts at end 2025
€ 36,686
▲ 45% vs 2024
€ 13,521 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 10,665
▲ € 10,223 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,581
▲ 5% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 63,294 | € 20,859 | € 57,925 | € 23,488 | ▼ 59% |
| Profit after taxes | € 47,123 | € 13,674 | € 33,945 | € 3,898 | ▼ 89% |
| Equity | € 49,123 | € 62,797 | € 96,742 | € 5,898 | ▼ 94% |
| Total debts | € 15,245 | € 55,027 | € 51,919 | € 159,768 | ▲ 208% |
| Cash | € 60,093 | € 53,132 | € 77,982 | € 46,634 | ▼ 40% |
| Retained profit | € 47,123 | € 60,797 | € 94,742 | € 3,898 | ▼ 96% |
| Dividend | € 0 | € 0 | € 0 | € 94,742 | |
| Bank debt | € 0 | € 34,207 | € 25,227 | € 36,686 | ▲ 45% |
| Balance sheet total | € 64,367 | € 117,824 | € 148,660 | € 165,665 | ▲ 11% |
Key figures of T&B Construct, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to T&B Construct?
What happened at T&B Construct in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,898 (▼ 89% vs 2024). Source: NBB ↗
- New establishment in Dilbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 47,123 profit in 2022 to € 3,898 profit in 2025.
Paid € 27,284 in corporate taxes since 2022.
Best year ever: 2022, with € 47,123 profit.
Paid out € 94,742 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
BEN DE GIETER
Director
Establishments
Establishment units
Physical locations of this company
Kleinveldweg 13
1701 Dilbeek
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0785.629.724
- VAT number
- BE 0785.629.724
- Registered office
- Kleinveldweg 13, 1701 Dilbeek
- Names & denominations
- T&B Construct
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 May 2022
- Peppol
- Active · Active since 20 Oct 2025
- Contact
- [email protected] 0468293436
- Activities · NACE
Algemene bouw van residentiële gebouwen
Metselwerk
Schilderen van gebouwen
Overige bouwinstallatie
Algemene bouw van andere niet-residentiële gebouwen
Uitvoeren van metsel- en voegwerken
Overige bouwinstallatie, n.e.g.