Financials
Financial year 2025
Sardeur Finance from Oudenaarde, company number BE0777757381, closed financial year 2025 with a result of € 88,193 after tax. For that financial year Sardeur Finance recorded a gross margin of € 62,942 and equity of € 107,642. Compared with financial year 2024, the result moved from € -2,661 to € 88,193. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 7, 2026.
€ 107,642
▲ € 88,193 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 88,193
▲ still € 2,661 loss in 2024
Profit after tax over the fiscal year.
€ 5,826
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 104,642.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 786
▼ 47% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 806,660
▼ 6% vs 2024
Loans from banks and other lenders, long and short.
€ 1,454
▼ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,809
▼ 51% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 60,510 | € 41,451 | € 32,632 | € 62,942 | ▲ 93% |
| Profit after taxes | € 15,817 | € 3,293 | € -2,661 | € 88,193 | ▲ € 90,855 |
| Equity | € 18,817 | € 22,110 | € 19,449 | € 107,642 | ▲ € 88,193 |
| Total debts | € 891,260 | € 923,348 | € 899,305 | € 810,923 | ▼ 10% |
| Cash | € 6,163 | € 2,154 | € 11,086 | € 5,826 | ▼ 47% |
| Retained profit | € 15,817 | € 19,110 | € 16,449 | € 104,642 | ▲ € 88,193 |
| Bank debt | € 878,343 | € 875,000 | € 855,386 | € 806,660 | ▼ 6% |
| Balance sheet total | € 910,078 | € 945,458 | € 918,754 | € 918,565 |
Key figures of Sardeur Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Sardeur Finance?
What happened at Sardeur Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 88,193. filed late Source: NBB ↗
- New establishment in Oudenaarde. KBO
- Joris Sardeur became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 15,817 profit in 2022 to € 88,193 profit in 2025.
Paid € 16,807 in corporate taxes since 2022.
Best year ever: 2025, with € 88,193 profit.
Management
Behind Sardeur Finance is Joris Sardeur. It owns 50% of Het Zakenburo B and 50% of Het Zakenburo A itself.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Kerkgate 39
9700 Oudenaarde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0777.757.381
- VAT number
- BE 0777.757.381
- Registered office
- Kerkgate 39, 9700 Oudenaarde
- Names & denominations
- Sardeur Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 November 2021
- Peppol
- Active · Active since 13 May 2025
- Activities · NACE
Activiteiten van holdings
Holdings