Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
het Zakenburo A from Oudenaarde, company number BE0430998516, closed financial year 2025 with a result of € 12,553 after tax. For that financial year het Zakenburo A recorded a gross margin of € 329,198 and equity of € -170,792. Compared with financial year 2024, the result moved from € 9,202 to € 12,553. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -170,792
▲ € 12,553 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,553
▲ 36% vs 2024
Profit after tax over the fiscal year.
€ 159,484
▲ € 133,738 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -190,792.
People and assets in 2025
2.9
Average over the fiscal year, from the social balance sheet.
€ 284,343
▲ 9% vs 2024
€ 98,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,699
▼ 48% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 19,336
▲ 159% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 60,819
▼ 22% vs 2024
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 151,036 | € 125,302 | € 309,025 | € 329,198 | ▲ 7% |
| Profit after taxes | € -10,031 | € -90,104 | € 9,202 | € 12,553 | ▲ 36% |
| Equity | € 152,975 | € 62,871 | € -183,345 | € -170,792 | ▲ € 12,553 |
| Total debts | € 150,028 | € 181,256 | € 386,783 | € 397,121 | ▲ 3% |
| Cash | € 92,814 | € 11,428 | € 25,746 | € 159,484 | ▲ € 133,738 |
| Retained profit | € 112,975 | € 22,871 | € -203,345 | € -190,792 | ▲ € 12,553 |
| Bank debt | € 92,481 | € 52,034 | € 6,859 | € 0 | ▼ 100% |
| Balance sheet total | € 303,003 | € 244,126 | € 203,439 | € 226,329 | ▲ 11% |
| Employees (FTE) | 1.9 | 2.5 | 2.9 | 2.9 |
Key figures of het Zakenburo A, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to het Zakenburo A?
What happened at het Zakenburo A in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,553 (▲ 36% vs 2024). filed late Source: NBB ↗
- BENINVEST BV became a director. NBB
- MARDEL INVEST BV became a director. NBB
- SARDEUR FINANCE BV became a director. NBB
- New establishment in Oudenaarde. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,031 loss in 2021 to € 12,553 profit in 2025.
Paid € 1,397 in corporate taxes since 2021.
Best year ever: 2025, with € 12,553 profit.
On average € 113,500 of value added per employee in 2025.
Management
The stake of Sardeur Finance, BENINVEST, MARDEL INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
het Zakenburo ABehind het Zakenburo A are BENINVEST BV, MARDEL INVEST BV and SARDEUR FINANCE BV. The shares are held by Sardeur Finance (50%), BENINVEST (25%) and MARDEL INVEST (25%).
Directors
According to the 2025 annual accounts
since 2022
since 2022
since 2022
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Gevaertsdreef 12
9700 Oudenaarde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.998.516
- VAT number
- BE 0430.998.516
- Registered office
- Gevaertsdreef 12, 9700 Oudenaarde
- Names & denominations
- het Zakenburo A
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 April 1987
- Peppol
- Active · Active since 13 May 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Activiteiten van verzekeringsagenten en -makelaars
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