What does Het Zakenburo B do?

Het Zakenburo B is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”. Also registered: insurance broker. Private Limited, started on 27 November 2002, 1 establishment.

What is the address of Het Zakenburo B?

The registered office of Het Zakenburo B is located at Gevaertsdreef 12, 9700 Oudenaarde.

Is Het Zakenburo B still active?

Yes. According to the CBE (30 October 2026) Het Zakenburo B is active, legal situation “Normale toestand”, started on 27 November 2002.

Is Het Zakenburo B registered on Peppol?

Yes, Het Zakenburo B is registered on the Peppol network with ID 0208:0478872370.

What is the enterprise number of Het Zakenburo B?

The enterprise number of Het Zakenburo B is BE0478872370.

When was Het Zakenburo B founded?

Het Zakenburo B was founded on 27 November 2002.

Who are the directors of Het Zakenburo B?

According to the 2025 annual accounts, the directors of Het Zakenburo B are: BENINVEST BV, MARDEL INVEST BV, SARDEUR FINANCE BV.

Is Het Zakenburo B a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 27 November 2002; 4 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did Het Zakenburo B make in 2025?

Het Zakenburo B posted a profit after taxes of € 121,928 in financial year 2025.

What is the revenue of Het Zakenburo B?

As a small company, Het Zakenburo B is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 483,756.

How much does an employee at Het Zakenburo B earn?

The average wage cost per full-time employee at Het Zakenburo B was € 78,300 in 2025: staff costs of € 226,948 for 2.9 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Het Zakenburo B have?

According to the 2025 annual accounts, Het Zakenburo B has 2.9 full-time equivalents (FTE).

Het Zakenburo B (Private Limited) - Oudenaarde

Dossier Het Zakenburo B, printed on 30 October 2026 from databakkes.be/en/0478872370/het-zakenburo-b. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Het Zakenburo B from Oudenaarde, company number BE0478872370, closed financial year 2025 with a result of € 121,928 after tax. For that financial year Het Zakenburo B recorded a gross margin of € 483,756 and equity of € 527,597. Compared with financial year 2024, the result moved from € 128,274 to € 121,928. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 9, 2026.

What it is worth Growing

€ 527,597

▲ 11% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 121,928

▼ 5% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 49,640

▼ 66% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 69,000 paid out

57 % of the profit went to the shareholders, mostly to Sardeur Finance (50 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

2.9

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 226,948

▲ 3% vs 2024

€ 78,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 26,613

▲ 100% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 303,578

▼ 8% vs 2024

€ 63,786 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 13,271

▼ 87% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 91,361

▼ 37% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2024	2025	Change 2024 → 2025
Gross margin	€ 366,870 Gross margin 2021: € 366,870 First fiscal year in the series	€ 268,630 Gross margin 2022: € 268,630 ▼ 27% vs 2021 (€ 366,870) Unfavourable step	€ 493,829 Gross margin 2024: € 493,829 ▲ 84% vs 2022 (€ 268,630) Favourable step	€ 483,756 Gross margin 2025: € 483,756 ▼ 2% vs 2024 (€ 493,829) Unfavourable step	▼ 2%
Profit after taxes	€ 52,163 Profit after taxes 2021: € 52,163 First fiscal year in the series	€ 24,287 Profit after taxes 2022: € 24,287 ▼ 53% vs 2021 (€ 52,163) Unfavourable step	€ 128,274 Profit after taxes 2024: € 128,274 ▲ € 103,987 vs 2022 (€ 24,287) Favourable step	€ 121,928 Profit after taxes 2025: € 121,928 ▼ 5% vs 2024 (€ 128,274) Unfavourable step	▼ 5%
Equity	€ 180,016 Equity 2021: € 180,016 First fiscal year in the series	€ 204,302 Equity 2022: € 204,302 ▲ 13% vs 2021 (€ 180,016) Favourable step	€ 474,670 Equity 2024: € 474,670 ▲ 132% vs 2022 (€ 204,302) Favourable step	€ 527,597 Equity 2025: € 527,597 ▲ 11% vs 2024 (€ 474,670) Favourable step	▲ 11%
Total debts	€ 318,259 Total debts 2021: € 318,259 First fiscal year in the series	€ 632,233 Total debts 2022: € 632,233 ▲ 99% vs 2021 (€ 318,259) Unfavourable step	€ 604,514 Total debts 2024: € 604,514 ▼ 4% vs 2022 (€ 632,233) Favourable step	€ 411,925 Total debts 2025: € 411,925 ▼ 32% vs 2024 (€ 604,514) Favourable step	▼ 32%
Cash	€ 178,583 Cash 2021: € 178,583 First fiscal year in the series	€ 30,355 Cash 2022: € 30,355 ▼ 83% vs 2021 (€ 178,583) Unfavourable step	€ 145,127 Cash 2024: € 145,127 ▲ € 114,772 vs 2022 (€ 30,355) Favourable step	€ 49,640 Cash 2025: € 49,640 ▼ 66% vs 2024 (€ 145,127) Unfavourable step	▼ 66%
Retained profit	€ 161,416 Retained profit 2021: € 161,416 First fiscal year in the series	€ 185,702 Retained profit 2022: € 185,702 ▲ 15% vs 2021 (€ 161,416) Favourable step	€ 434,670 Retained profit 2024: € 434,670 ▲ 134% vs 2022 (€ 185,702) Favourable step	€ 487,597 Retained profit 2025: € 487,597 ▲ 12% vs 2024 (€ 434,670) Favourable step	▲ 12%
Dividend	€ 0 Dividend 2021: € 0 First fiscal year in the series	€ 0 Dividend 2022: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 69,000 Dividend 2025: € 69,000 Unchanged (€ 0) Unchanged
Bank debt	€ 186,882 Bank debt 2021: € 186,882 First fiscal year in the series	€ 459,040 Bank debt 2022: € 459,040 ▲ 146% vs 2021 (€ 186,882) Unfavourable step	€ 330,658 Bank debt 2024: € 330,658 ▼ 28% vs 2022 (€ 459,040) Favourable step	€ 303,578 Bank debt 2025: € 303,578 ▼ 8% vs 2024 (€ 330,658) Favourable step	▼ 8%
Balance sheet total	€ 498,274 Balance sheet total 2021: € 498,274 First fiscal year in the series	€ 836,536 Balance sheet total 2022: € 836,536 ▲ 68% vs 2021 (€ 498,274) Unchanged	€ 1,079,184 Balance sheet total 2024: € 1,079,184 ▲ 29% vs 2022 (€ 836,536) Unchanged	€ 939,522 Balance sheet total 2025: € 939,522 ▼ 13% vs 2024 (€ 1,079,184) Unchanged	▼ 13%
Employees (FTE)	3.9 Employees (FTE) 2021: 3.9 First fiscal year in the series	3 Employees (FTE) 2022: 3 ▼ 0.9 vs 2021 (3.9) Unchanged	2.9 Employees (FTE) 2024: 2.9 ▼ 0.1 vs 2022 (3) Unchanged	2.9 Employees (FTE) 2025: 2.9 Unchanged (2.9) Unchanged

Key figures of Het Zakenburo B, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Het Zakenburo B?

What happened at Het Zakenburo B in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 9, 2026 New annual accounts for financial year 2025: profit of € 121,928 (▼ 5% vs 2024). filed late Source: NBB ↗
2022 BENINVEST BV became a director. NBB
2022 MARDEL INVEST BV became a director. NBB
2022 SARDEUR FINANCE BV became a director. NBB
Dec 17, 2002 New establishment in Oudenaarde. KBO
Nov 27, 2002 Start of the company according to the CBE. KBO

In short

From € 52,163 profit in 2021 to € 121,928 profit in 2025.

Paid € 114,924 in corporate taxes since 2021.

Best year ever: 2024, with € 128,274 profit.

On average € 166,800 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Sardeur Finance 50%

BENINVEST 25%

MARDEL INVEST 25%

The stake of Sardeur Finance, BENINVEST, MARDEL INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Het Zakenburo B

Behind Het Zakenburo B are BENINVEST BV, MARDEL INVEST BV and SARDEUR FINANCE BV. The shares are held by Sardeur Finance (50%), BENINVEST (25%) and MARDEL INVEST (25%).

Directors

According to the 2025 annual accounts

BENINVEST BV

Director · represented by Benjamin Van Simaey

Also active at: het Zakenburo A

since 2022

MARDEL INVEST BV

Director · represented by Marnix Delbeke

Also active at: het Zakenburo A

since 2022

SARDEUR FINANCE BV

Director · represented by Joris Sardeur

Also active at: het Zakenburo A

since 2022

Shareholders

Sardeur Finance

50%

BENINVEST

25%

MARDEL INVEST

25%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Gevaertsdreef 12

9700 Oudenaarde

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

het Zakenburo A same network

€ 329,198 gross margin · 2025

DHUYGIE

EENHEID MARBEN

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0478.872.370

VAT number

BE 0478.872.370

Registered office

Gevaertsdreef 12, 9700 Oudenaarde

Names & denominations

Het Zakenburo B

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

27 November 2002

Peppol

Active · Active since 13 May 2025

Activities · NACE

Agenten en makelaars in bankdiensten

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

Het Zakenburo B

Financials

What happened to Het Zakenburo B?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions