Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DB verzekeringen from Bonheiden, company number BE0777705814, closed financial year 2025 with a result of € 56,054 after tax. For that financial year DB verzekeringen recorded a gross margin of € 38,885 and equity of € 304,199. Compared with financial year 2024, the result moved from € 91,816 to € 56,054. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 10, 2026.
€ 304,199
▲ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 56,054
▼ 39% vs 2024
Profit after tax over the fiscal year.
€ 101,684
▲ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 304,099.
People and assets in 2025
€ 2,995
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,244
▲ 232% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,286
▼ 67% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 29,501 | € 14,801 | € 26,206 | € 38,885 | ▲ 48% |
| Profit after taxes | € 70,604 | € 85,624 | € 91,816 | € 56,054 | ▼ 39% |
| Equity | € 70,704 | € 156,328 | € 248,144 | € 304,199 | ▲ 23% |
| Total debts | € 355,365 | € 265,799 | € 234,514 | € 212,652 | ▼ 9% |
| Cash | € 19,011 | € 13,321 | € 69,052 | € 101,684 | ▲ 47% |
| Retained profit | € 70,604 | € 156,228 | € 248,044 | € 304,099 | ▲ 23% |
| Balance sheet total | € 426,069 | € 422,127 | € 482,659 | € 516,851 | ▲ 7% |
Key figures of DB verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DB verzekeringen?
What happened at DB verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 56,054 (▼ 39% vs 2024). Source: NBB ↗
- Koenraad Emiel De Bruyn stepped down as director. NBB
- New establishment in Bonheiden. KBO
- Pieter De Bruyn became a director. NBB
- Koenraad Emiel De Bruyn became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 70,604 profit in 2022 to € 56,054 profit in 2025.
Paid € 28,690 in corporate taxes since 2022.
Best year ever: 2024, with € 91,816 profit.
Management
Behind DB verzekeringen is Pieter De Bruyn. It owns 25.2% of Hendrik-De Bruyn itself.
Directors
According to the 2025 annual accounts
since 2021
Koenraad Emiel De Bruyn
Director
since 2021 · until 2025
Establishments
Establishment units
Physical locations of this company
Bruinbeekstraat 27
2820 Bonheiden
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0777.705.814
- VAT number
- BE 0777.705.814
- Registered office
- Bruinbeekstraat 27, 2820 Bonheiden
- Names & denominations
- DB verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 November 2021
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van verzekeringsagenten en -makelaars