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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
HENDRICKX - DE BRUYN from Sint-Katelijne-Waver, company number BE0444121230, closed financial year 2025 with a result of € 370,908 after tax. For that financial year HENDRICKX - DE BRUYN recorded a gross margin of € 1.1 million and equity of € 667,182. Compared with financial year 2024, the result moved from € 215,212 to € 370,908. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 5, 2026.
€ 667,182
▲ 125% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 370,908
▲ 72% vs 2024
Profit after tax over the fiscal year.
€ 459,357
▲ 237% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 660,977.
People and assets in 2025
4.8
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 533,018
▼ 1% vs 2024
€ 111,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 110,700
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 429
▼ 54% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 51,438
▼ 21% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 796,995 | € 873,146 | € 920,035 | € 1,098,853 | ▲ 19% |
| Profit after taxes | € 283,127 | € 279,126 | € 215,212 | € 370,908 | ▲ 72% |
| Equity | € 221,936 | € 201,062 | € 296,274 | € 667,182 | ▲ 125% |
| Total debts | € 435,508 | € 480,772 | € 189,004 | € 198,672 | ▲ 5% |
| Cash | € 457,671 | € 79,708 | € 136,313 | € 459,357 | ▲ 237% |
| Land & buildings | € 7,944 | € 5,296 | € 145,974 | € 139,500 | ▼ 4% |
| Retained profit | € 215,730 | € 194,857 | € 290,069 | € 660,977 | ▲ 128% |
| Dividend | € 300,000 | € 300,000 | € 120,000 | € 0 | ▼ 100% |
| Balance sheet total | € 657,443 | € 681,834 | € 485,278 | € 865,854 | ▲ 78% |
| Employees (FTE) | 3.2 | 3.8 | 4.5 | 4.8 | ▲ 0.3 |
Key figures of HENDRICKX - DE BRUYN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HENDRICKX - DE BRUYN?
What happened at HENDRICKX - DE BRUYN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 370,908 (▲ 72% vs 2024). Source: NBB ↗
- DB Verzekeringen BV became a director. NBB
- Marc August Hendrickx became a director. NBB
- AM Insure Management BV became a director. NBB
- New establishment in Sint-Katelijne-Waver. KBO
- Start of the company according to the CBE. KBO
In short
From € 283,127 profit in 2022 to € 370,908 profit in 2025.
Paid € 414,508 in corporate taxes since 2022.
Best year ever: 2025, with € 370,908 profit.
On average € 228,900 of value added per employee in 2025.
Management
The stake of DB verzekeringen, AM Insure Management comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
HENDRICKX - DE BRUYNBehind HENDRICKX - DE BRUYN are DB Verzekeringen BV, Marc August Hendrickx and AM Insure Management BV. The shares are held by DB verzekeringen (25.2%) and AM Insure Management (25%).
Directors
According to the 2025 annual accounts
Director · represented by Pieter De Bruyn
since 2023
Marc August Hendrickx
Director
since 2023
Director · represented by Andy Meuris
since 2023
Shareholders
25.2%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Dorp 30
2861 Sint-Katelijne-Waver
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Website info
Features
Security
Network
Details
- Company number
- 0444.121.230
- VAT number
- BE 0444.121.230
- Registered office
- Dorp 30, 2861 Sint-Katelijne-Waver
- Names & denominations
- HENDRICKX - DE BRUYN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 May 1991
- Peppol
- Not registered
- Contact
- hdbverzekeringen.be [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten