Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BiYou Expertises from Sprimont, company number BE0776880918, closed financial year 2025 with a result of € 7,923 after tax. For that financial year BiYou Expertises recorded a gross margin of € 25,809 and equity of € 76,916. Compared with financial year 2024, the result moved from € 7,762 to € 7,923. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 76,916
▼ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,923
▲ 2% vs 2024
Profit after tax over the fiscal year.
€ 5,925
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 25,859 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 55,315
▲ € 54,771 vs 2024
Of which on lease € 53,408.
Debts at end 2025
€ 88,378
▲ 27% vs 2024
€ 35,748 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 3,995
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,159
▼ 44% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 26,935 | € 108,060 | € 21,165 | € 25,809 | ▲ 22% |
| Profit after taxes | € 11,097 | € 74,652 | € 7,762 | € 7,923 | ▲ 2% |
| Equity | € 14,097 | € 87,949 | € 94,852 | € 76,916 | ▼ 19% |
| Total debts | € 106,936 | € 120,375 | € 94,126 | € 135,910 | ▲ 44% |
| Cash | € 9,498 | € 26,412 | € 20,517 | € 5,925 | ▼ 71% |
| Retained profit | € 11,097 | € 84,949 | € 91,852 | € 73,916 | ▼ 20% |
| Dividend | € 0 | € 800 | € 859 | € 25,859 | ▲ € 25,000 |
| Bank debt | € 88,215 | € 93,000 | € 69,404 | € 88,378 | ▲ 27% |
| Balance sheet total | € 121,033 | € 208,324 | € 188,978 | € 212,825 | ▲ 13% |
Key figures of BiYou Expertises, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BiYou Expertises?
What happened at BiYou Expertises in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,923 (▲ 2% vs 2024). Source: NBB ↗
- New establishment in Sprimont. KBO
- Justine Barzin became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 11,097 profit in 2022 to € 7,923 profit in 2025.
Paid € 38,447 in corporate taxes since 2022.
Best year ever: 2023, with € 74,652 profit.
Paid out € 27,518 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BiYou Expertises is Justine Barzin. It owns 49.6% of BIEC LOSS ADJUSTERS itself.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Chaply 4
4140 Sprimont
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0776.880.918
- VAT number
- BE 0776.880.918
- Registered office
- Chaply 4, 4140 Sprimont
- Names & denominations
- BiYou Expertises
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 November 2021
- Peppol
- Active · Active since 17 Dec 2025
- Contact
- [email protected] 0493195797
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen