Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SEPHI GROUPE from Sprimont, company number BE0627945237, closed financial year 2025 with a result of € 46,308 after tax. For that financial year SEPHI GROUPE recorded a gross margin of € 282,078 and equity of € 247,796. Compared with financial year 2024, the result moved from € 21,815 to € 46,308. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ 247,796
▲ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 46,308
▲ 112% vs 2024
Profit after tax over the fiscal year.
€ 18,333
▼ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 227,796.
People and assets in 2025
€ 132,275
▼ 15% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 55,008
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.1 million
▼ 4% vs 2024
€ 98,674 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 60,668
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,772
▼ 27% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 282,146 | € 289,734 | € 322,838 | € 282,078 | ▼ 13% |
| Profit after taxes | € 36,898 | € 34,465 | € 21,815 | € 46,308 | ▲ 112% |
| Equity | € 178,736 | € 197,134 | € 209,904 | € 247,796 | ▲ 18% |
| Total debts | € 1,375,491 | € 1,408,662 | € 1,311,951 | € 1,243,281 | ▼ 5% |
| Cash | € 36,256 | € 38,364 | € 23,440 | € 18,333 | ▼ 22% |
| Land & buildings | € 1,129,978 | € 1,073,869 | € 1,020,177 | € 977,917 | ▼ 4% |
| Retained profit | € 158,736 | € 177,134 | € 189,904 | € 227,796 | ▲ 20% |
| Bank debt | € 1,211,776 | € 1,198,505 | € 1,109,657 | € 1,060,422 | ▼ 4% |
| Balance sheet total | € 1,554,227 | € 1,605,796 | € 1,521,855 | € 1,491,077 | ▼ 2% |
Key figures of SEPHI GROUPE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SEPHI GROUPE?
What happened at SEPHI GROUPE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 46,308 (▲ 112% vs 2024). filed late Source: NBB ↗
- New establishment in Sprimont. KBO
- Start of the company according to the CBE. KBO
In short
From € 36,898 profit in 2022 to € 46,308 profit in 2025.
Paid € 5,679 in corporate taxes since 2022.
Best year ever: 2025, with € 46,308 profit.
Management
Behind SEPHI GROUPE are Virginie GERAERTS, Denis GAYETOT, Charles MOUREAU, Valentin LAMBERS, François LEERSCHOOL and Guillaume DENOEL. Valentin LAMBERS is also behind FIDUCIAIRE COMPTABLE LAMBERS, DENOËL & ASSOCIES.
Directors
According to the 2025 annual accounts
Virginie GERAERTS
Director
Denis GAYETOT
Director
Charles MOUREAU
Director
Establishments
Establishment units
Physical locations of this company
Haie des Chênes(DLX) 12 box FF
4140 Sprimont
Haie des Chênes(DLX) 12FF
4140 Sprimont
Active since 7 April 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →MC COMPTA
€ -382 gross margin · 2025
SOCONAVI
€ 49,933 gross margin · 2025
PROJETS, DEVELOPPEMENT ET GESTION
€ 75,167 gross margin · 2025
Fiduciaire LEERSCHOOL, GAYETOT et associés same network
€ 156,974 gross margin · 2025
CENTRE DE COORDINATION FRANCOPHONE POUR LA FORMATION EN MEDECINE GENERALE
€ 25.2 million revenue · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0627.945.237
- VAT number
- BE 0627.945.237
- Registered office
- Haie des Chênes(DLX) 12 bus FF, 4140 Sprimont
- Names & denominations
- SEPHI GROUPE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 April 2015
- Peppol
- Active · Active since 8 Jul 2025
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Boekhouders en boekhouders-fiscalisten
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Diverse administratieve activiteiten ten behoeve van kantoren
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering