Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Puissant & Co from Ciney, company number BE0768471513, closed financial year 2025 with a result of € 248,953 after tax. For that financial year Puissant & Co recorded a gross margin of € 675,521 and equity of € 481,860. Compared with financial year 2024, the result moved from € 202,249 to € 248,953. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 19, 2026.
€ 481,860
▲ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 248,953
▲ 23% vs 2024
Profit after tax over the fiscal year.
€ 47,999
▼ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 115,500 paid out
46 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
5
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 419,063
▼ 6% vs 2024
€ 83,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,310
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 926,831
▼ 24% vs 2024
€ 205,412 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 17,070
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 58,653
▼ 5% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 800,082 | € 672,527 | € 756,796 | € 675,521 | ▼ 11% |
| Profit after taxes | € 113,831 | € 228,328 | € 202,249 | € 248,953 | ▲ 23% |
| Equity | € 197,831 | € 281,159 | € 348,407 | € 481,860 | ▲ 38% |
| Total debts | € 1,825,026 | € 1,734,919 | € 1,467,373 | € 1,138,812 | ▼ 22% |
| Cash | € 193,231 | € 124,044 | € 73,190 | € 47,999 | ▼ 34% |
| Retained profit | € 77,831 | € 161,159 | € 228,407 | € 361,860 | ▲ 58% |
| Dividend | € 36,000 | € 145,000 | € 135,000 | € 115,500 | ▼ 14% |
| Bank debt | € 1,654,129 | € 1,497,684 | € 1,225,583 | € 926,831 | ▼ 24% |
| Balance sheet total | € 2,022,857 | € 2,016,078 | € 1,815,780 | € 1,620,672 | ▼ 11% |
| Employees (FTE) | 4.3 | 5.9 | 6 | 5 | ▼ 1 |
Key figures of Puissant & Co, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Puissant & Co?
What happened at Puissant & Co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 248,953 (▲ 23% vs 2024). filed late Source: NBB ↗
- New establishment in Ciney. KBO
- Start of the company according to the CBE. KBO
In short
From € 113,831 profit in 2022 to € 248,953 profit in 2025.
Paid € 127,893 in corporate taxes since 2022.
Best year ever: 2025, with € 248,953 profit.
On average € 135,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Sand Insure, Hichaux Advisory, SmartConnectivity comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Puissant & CoBehind Puissant & Co are SmartConnectivity SRL, HICHAUX ADVISORY SRL and Sand Insure SRL. The shares are held by Sand Insure (34%), Hichaux Advisory (33%) and SmartConnectivity (33%). It owns 100% of Puissant & Co Insurance itself.
Directors
According to the 2025 annual accounts
Director · represented by Ambroise Thirion
Also active at: Puissant & Co Insurance
Director · represented by Haroune Hichaux
Also active at: Puissant & Co Insurance
Shareholders
Participations
Establishments
Establishment units
Physical locations of this company
Rue du Centre 32-34
5590 Ciney
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0768.471.513
- VAT number
- BE 0768.471.513
- Registered office
- Rue du Centre 32-34, 5590 Ciney
- Names & denominations
- Puissant & Co
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 May 2021
- Peppol
- Active · Active since 29 Sept 2025
- Contact
- [email protected] 083213171
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars