What does Puissant & Co Insurance do?

Puissant & Co Insurance is an insurance broker in Ciney. Private Limited, started on 16 July 1990, 1 establishment.

What is the address of Puissant & Co Insurance?

The registered office of Puissant & Co Insurance is located at Rue du Centre 32/34, 5590 Ciney.

Is Puissant & Co Insurance still active?

Yes. According to the CBE (30 October 2026) Puissant & Co Insurance is active, legal situation “Normale toestand”, started on 16 July 1990.

Is Puissant & Co Insurance registered on Peppol?

Yes, Puissant & Co Insurance is registered on the Peppol network with ID 0208:0441426115.

What is the enterprise number of Puissant & Co Insurance?

The enterprise number of Puissant & Co Insurance is BE0441426115.

When was Puissant & Co Insurance founded?

Puissant & Co Insurance was founded on 16 July 1990.

Who are the directors of Puissant & Co Insurance?

According to the 2025 annual accounts, the directors of Puissant & Co Insurance are: SmartConnectivity SRL, HICHAUX ADVISORY SRL, Sand Insure SRL.

Is Puissant & Co Insurance a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 16 July 1990; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did Puissant & Co Insurance make in 2025?

Puissant & Co Insurance posted a profit after taxes of € 198,622 in financial year 2025.

What is the revenue of Puissant & Co Insurance?

As a small company, Puissant & Co Insurance is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 806,651.

How much does an employee at Puissant & Co Insurance earn?

The average wage cost per full-time employee at Puissant & Co Insurance was € 76,500 in 2025: staff costs of € 359,720 for 4.7 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Puissant & Co Insurance have?

According to the 2025 annual accounts, Puissant & Co Insurance has 4.7 full-time equivalents (FTE).

Does Puissant & Co Insurance have a website?

Yes, Puissant & Co Insurance has a website at bureaupuissant.be.

Puissant & Co Insurance (Private Limited) - Ciney

Dossier Puissant & Co Insurance, printed on 30 October 2026 from databakkes.be/en/0441426115/puissant-co-insurance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Puissant & Co Insurance from Ciney, company number BE0441426115, closed financial year 2025 with a result of € 198,622 after tax. For that financial year Puissant & Co Insurance recorded a gross margin of € 806,651 and equity of € 620,659. Compared with financial year 2024, the result moved from € 224,828 to € 198,622. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.

What it is worth Growing

€ 620,659

▲ 47% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 198,622

▼ 12% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 9,775

▼ 95% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 614,453.

People and assets in 2025

Full-time equivalents

4.7

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 359,720

▲ 10% vs 2024

€ 76,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 14,640

▲ 6% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 9 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 748,966

▲ € 632,253 vs 2024

€ 80,844 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.

Owed to suppliers

€ 5,044

▼ 2% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 66,666

▲ 7% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 535,354 Gross margin 2022: € 535,354 First fiscal year in the series	€ 618,400 Gross margin 2023: € 618,400 ▲ 16% vs 2022 (€ 535,354) Favourable step	€ 674,828 Gross margin 2024: € 674,828 ▲ 9% vs 2023 (€ 618,400) Favourable step	€ 806,651 Gross margin 2025: € 806,651 ▲ 20% vs 2024 (€ 674,828) Favourable step	▲ 20%
Profit after taxes	€ 143,627 Profit after taxes 2022: € 143,627 First fiscal year in the series	€ 200,526 Profit after taxes 2023: € 200,526 ▲ 40% vs 2022 (€ 143,627) Favourable step	€ 224,828 Profit after taxes 2024: € 224,828 ▲ 12% vs 2023 (€ 200,526) Favourable step	€ 198,622 Profit after taxes 2025: € 198,622 ▼ 12% vs 2024 (€ 224,828) Unfavourable step	▼ 12%
Equity	€ 266,683 Equity 2022: € 266,683 First fiscal year in the series	€ 367,209 Equity 2023: € 367,209 ▲ 38% vs 2022 (€ 266,683) Favourable step	€ 422,036 Equity 2024: € 422,036 ▲ 15% vs 2023 (€ 367,209) Favourable step	€ 620,659 Equity 2025: € 620,659 ▲ 47% vs 2024 (€ 422,036) Favourable step	▲ 47%
Total debts	€ 252,666 Total debts 2022: € 252,666 First fiscal year in the series	€ 209,079 Total debts 2023: € 209,079 ▼ 17% vs 2022 (€ 252,666) Favourable step	€ 355,289 Total debts 2024: € 355,289 ▲ 70% vs 2023 (€ 209,079) Unfavourable step	€ 826,860 Total debts 2025: € 826,860 ▲ 133% vs 2024 (€ 355,289) Unfavourable step	▲ 133%
Cash	€ 12,241 Cash 2022: € 12,241 First fiscal year in the series	€ 149,536 Cash 2023: € 149,536 ▲ € 137,294 vs 2022 (€ 12,241) Favourable step	€ 180,180 Cash 2024: € 180,180 ▲ 20% vs 2023 (€ 149,536) Favourable step	€ 9,775 Cash 2025: € 9,775 ▼ 95% vs 2024 (€ 180,180) Unfavourable step	▼ 95%
Land & buildings	-	-	€ 94,232 Land & buildings 2024: € 94,232 First fiscal year in the series	€ 863,465 Land & buildings 2025: € 863,465 ▲ € 769,232 vs 2024 (€ 94,232) Unchanged	▲ € 769,232
Retained profit	€ 260,478 Retained profit 2022: € 260,478 First fiscal year in the series	€ 361,003 Retained profit 2023: € 361,003 ▲ 39% vs 2022 (€ 260,478) Favourable step	€ 415,831 Retained profit 2024: € 415,831 ▲ 15% vs 2023 (€ 361,003) Favourable step	€ 614,453 Retained profit 2025: € 614,453 ▲ 48% vs 2024 (€ 415,831) Favourable step	▲ 48%
Dividend	€ 200,000 Dividend 2022: € 200,000 First fiscal year in the series	€ 100,000 Dividend 2023: € 100,000 ▼ 50% vs 2022 (€ 200,000) Unchanged	€ 170,000 Dividend 2024: € 170,000 ▲ 70% vs 2023 (€ 100,000) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 170,000) Unchanged	▼ 100%
Bank debt	€ 74,495 Bank debt 2022: € 74,495 First fiscal year in the series	€ 28,024 Bank debt 2023: € 28,024 ▼ 62% vs 2022 (€ 74,495) Favourable step	€ 116,713 Bank debt 2024: € 116,713 ▲ € 88,689 vs 2023 (€ 28,024) Unfavourable step	€ 748,966 Bank debt 2025: € 748,966 ▲ € 632,253 vs 2024 (€ 116,713) Unfavourable step	▲ € 632,253
Balance sheet total	€ 519,349 Balance sheet total 2022: € 519,349 First fiscal year in the series	€ 576,288 Balance sheet total 2023: € 576,288 ▲ 11% vs 2022 (€ 519,349) Unchanged	€ 777,326 Balance sheet total 2024: € 777,326 ▲ 35% vs 2023 (€ 576,288) Unchanged	€ 1,447,518 Balance sheet total 2025: € 1,447,518 ▲ 86% vs 2024 (€ 777,326) Unchanged	▲ 86%
Employees (FTE)	4.7 Employees (FTE) 2022: 4.7 First fiscal year in the series	4.7 Employees (FTE) 2023: 4.7 Unchanged (4.7) Unchanged	4.7 Employees (FTE) 2024: 4.7 Unchanged (4.7) Unchanged	4.7 Employees (FTE) 2025: 4.7 Unchanged (4.7) Unchanged

Key figures of Puissant & Co Insurance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Puissant & Co Insurance?

What happened at Puissant & Co Insurance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2028 SmartConnectivity SRL stepped down as director. NBB
2028 HICHAUX ADVISORY SRL stepped down as director. NBB
2028 Sand Insure SRL stepped down as director. NBB
Aug 17, 2026 New annual accounts for financial year 2025: profit of € 198,622 (▼ 12% vs 2024). filed late Source: NBB ↗
2022 SmartConnectivity SRL became a director. NBB
2022 HICHAUX ADVISORY SRL became a director. NBB
2022 Sand Insure SRL became a director. NBB
Jul 17, 1990 New establishment in Ciney. KBO

In short

From € 143,627 profit in 2022 to € 198,622 profit in 2025.

Paid € 276,934 in corporate taxes since 2022.

Best year ever: 2024, with € 224,828 profit.

On average € 171,600 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Puissant & Co 100%

The stake of Puissant & Co comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Puissant & Co Insurance

The shares are held by Puissant & Co (100%).

Directors

According to the 2025 annual accounts

SmartConnectivity SRL

Director · represented by Thirion Ambroisse

Also active at: Puissant & Co

since 2022 · until 2028

HICHAUX ADVISORY SRL

Director · represented by Hichaux Haroune

Also active at: Puissant & Co

since 2022 · until 2028

Sand Insure SRL

Director · represented by Puissant Sandrine

Also active at: Puissant & Co

since 2022 · until 2028

Shareholders

Puissant & Co

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Centre 32/34

5590 Ciney

2.048.885.864

Rue du Centre 32

5590 Ciney

Active since 17 July 1990

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS bureaupuissant.be

Canonical: https://www.bureaupuissant.be/fr-be

Technologies

ASP.NETDrupalFont AwesomeMatomoOpenCartOptinMonsterPHPVimeoYoast SEOYouTube Embed

Hosting & Email

Email provider

Microsoft 365

Hosting

LEVEL27-AS * Please direct all complaints to [email protected] *, BE

DNS

OVH DNS

Website info

HTTPS Ja

Languages FR

Features

Webshop Blog Jobs Contact page

Security

✓ HTTPS

✓ SPF

✓ DMARC

Network

✓ IPv6

Details

Company number

0441.426.115

VAT number

BE 0441.426.115

Registered office

Rue du Centre 32/34, 5590 Ciney

Names & denominations

Puissant & Co Insurance

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

16 July 1990

Peppol

Active · Active since 29 Sept 2025

Contact

bureaupuissant.be [email protected] 083211356

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗

Puissant & Co Insurance

Warning lights

Financials

What happened to Puissant & Co Insurance?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Website

Technologies

Hosting & Email

Website info

Features

Security

Network

Details

Frequently asked questions