Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BOULANGERIE PATISSERIE DU LAC from Walcourt, company number BE0760464855, closed financial year 2025 with a result of € 61,998 after tax. For that financial year BOULANGERIE PATISSERIE DU LAC recorded a gross margin of € 553,980 and equity of € 256,505. Compared with financial year 2024, the result moved from € 73,973 to € 61,998. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 256,505
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 61,998
▼ 16% vs 2024
Profit after tax over the fiscal year.
€ 62,339
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 20,000 paid out
32 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 411,087
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 49,817
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 235,850
▼ 12% vs 2024
€ 60,077 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 31,966
▼ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37,588
▼ 12% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 370,577 | € 447,777 | € 543,237 | € 553,980 | ▲ 2% |
| Profit after taxes | € 53,089 | € 41,174 | € 73,973 | € 61,998 | ▼ 16% |
| Equity | € 140,960 | € 180,534 | € 214,507 | € 256,505 | ▲ 20% |
| Total debts | € 276,017 | € 312,485 | € 426,415 | € 357,125 | ▼ 16% |
| Cash | € 69,688 | € 82,813 | € 123,373 | € 62,339 | ▼ 49% |
| Land & buildings | € 159,877 | € 201,262 | € 296,963 | € 302,574 | ▲ 2% |
| Retained profit | € 125,960 | € 165,534 | € 199,507 | € 241,505 | ▲ 21% |
| Dividend | € 1,600 | € 1,600 | € 40,000 | € 20,000 | ▼ 50% |
| Bank debt | € 190,081 | € 223,861 | € 268,150 | € 235,850 | ▼ 12% |
| Balance sheet total | € 416,977 | € 493,020 | € 640,923 | € 613,630 | ▼ 4% |
Key figures of BOULANGERIE PATISSERIE DU LAC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BOULANGERIE PATISSERIE DU LAC?
What happened at BOULANGERIE PATISSERIE DU LAC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 61,998 (▼ 16% vs 2024). filed late Source: NBB ↗
- Janique Steeman became a director. NBB
- New establishment in Chimay. KBO
- Start of the company according to the CBE. KBO
- Xavier Brochard became a director. NBB
In short
From € 53,089 profit in 2022 to € 61,998 profit in 2025.
Paid € 47,835 in corporate taxes since 2022.
Best year ever: 2024, with € 73,973 profit.
Paid out € 63,200 in dividends to the owners in total.
A new publication or filing at BOULANGERIE PATISSERIE DU LAC? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BOULANGERIE PATISSERIE DU LAC are Xavier Brochard and Janique Steeman.
Directors
According to the 2025 annual accounts
Xavier Brochard
Director
since 2020
Janique Steeman
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Rue de Thy-le-Bauduin(Lan) 37
5651 Walcourt
Rue du Lac(VIR) 1
6461 Chimay
Active since 2 January 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0760.464.855
- VAT number
- BE 0760.464.855
- Registered office
- Rue de Thy-le-Bauduin(Lan) 37, 5651 Walcourt
- Names & denominations
- BOULANGERIE PATISSERIE DU LAC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 2020
- Peppol
- Active · Active since 28 Jan 2026
- Activities · NACE
Detailhandel in brood en banketbakkerswerk (koude bakkers)