Financials
Financial year 2024
COMMERCIAL A.G.R. from Saint-Ghislain, company number BE0862892895, closed financial year 2024 with a result of € 391,756 after tax. For that financial year COMMERCIAL A.G.R. recorded a gross margin of € 2 million and equity of € 807,883. Compared with financial year 2023, the result moved from € 283,016 to € 391,756. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 16, 2025.
€ 807,883
▲ 21% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 391,756
▲ 38% vs 2023
Profit after tax over the fiscal year.
€ 726,828
▼ 23% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 250,000 paid out
64 % of the profit went to the shareholders, mostly to SISTERS'S HOLDING (100 % of the shares). That is where the money ends up.
People and assets in 2024
28.8
▲ 2.6 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▲ 12% vs 2023
€ 46,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,439
▼ 34% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 942,272
▼ 8% vs 2023
€ 213,678 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 47,370
▼ 60% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 186,486
▼ 16% vs 2023
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 870,978 | € 1,456,944 | € 1,869,634 | € 2,049,963 | ▲ 10% |
| Profit after taxes | € -16,569 | € 268,524 | € 283,016 | € 391,756 | ▲ 38% |
| Equity | € 451,330 | € 585,047 | € 667,095 | € 807,883 | ▲ 21% |
| Total debts | € 1,109,615 | € 1,897,304 | € 1,694,763 | € 1,512,046 | ▼ 11% |
| Cash | € 554,728 | € 1,021,504 | € 943,464 | € 726,828 | ▼ 23% |
| Land & buildings | - | € 104,236 | € 90,256 | € 76,275 | ▼ 15% |
| Retained profit | € 284,028 | € 332,574 | € 415,590 | € 557,346 | ▲ 34% |
| Dividend | € 100,000 | € 220,000 | € 200,000 | € 250,000 | ▲ 25% |
| Bank debt | € 477,381 | € 1,158,477 | € 1,023,651 | € 942,272 | ▼ 8% |
| Balance sheet total | € 1,560,945 | € 2,490,074 | € 2,369,259 | € 2,327,008 | ▼ 2% |
| Employees (FTE) | 22.3 | 29.2 | 26.2 | 28.8 | ▲ 2.6 |
Key figures of COMMERCIAL A.G.R., fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to COMMERCIAL A.G.R.?
What happened at COMMERCIAL A.G.R. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 391,756 (▲ 38% vs 2023). filed late Source: NBB ↗
- New establishment in Tournai. KBO
- New establishment in Péruwelz. KBO
- Nathalie Elia became a director. NBB
- SISTERS'S HOLDING became a director. NBB
- New establishment in Tournai. KBO
- New establishment in Mons. KBO
- New establishment in Boussu. KBO
In short
From € 16,569 loss in 2021 to € 391,756 profit in 2024.
Paid € 268,013 in corporate taxes since 2021.
Best year ever: 2024, with € 391,756 profit.
On average € 71,200 of value added per employee in 2024.
A new publication or filing at COMMERCIAL A.G.R.? We notify you, reason included.
Follow COMMERCIAL A.G.R.Databakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind COMMERCIAL A.G.R. are Nathalie Elia and SISTERS'S HOLDING. The shares are held by SISTERS'S HOLDING (100%).
Directors
According to the 2024 annual accounts
since 2021
Managing director · represented by Patricia ELIA
since 2021
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Zone art. de la Rivièrette(SG) 22
7330 Saint-Ghislain
Rue Grande 25
7380 Quiévrain
Active since 21 March 1997
Rue de Valenciennes 124
7380 Quiévrain
Active since 1 March 2000
Chaussée Montgomery(LG) 51
7611 Rumes
Active since 20 March 1997
Rue de Maire(FRY) 6
7503 Tournai
Active since 20 March 1997
Rue Grande(SG) 22
7330 Saint-Ghislain
Active since 26 December 2006
Grand-Rue 55/57
7000 Mons
Active since 27 February 2007
Rue Neuve(B) 1
7300 Boussu
Active since 1 February 2013
Rue de Mons(H) 163
7301 Boussu
Active since 21 November 2014
Place des Grands Prés 1
7000 Mons
Active since 10 February 2016
Chaussée de Lille(HER) 957
7522 Tournai
Active since 11 May 2021
Boulevard Walter de Marvis(TOU) 22
7500 Tournai
Active since 1 February 2023
Avenue de la Basilique(B.S) 10
7603 Péruwelz
Active since 1 February 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0862.892.895
- VAT number
- BE 0862.892.895
- Registered office
- Zone art. de la Rivièrette(SG) 22, 7330 Saint-Ghislain
- Names & denominations
- COMMERCIAL A.G.R.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 January 2004
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in brood-, banketbakkerswerk en suikerwerk
Groothandel in suiker, chocolade en suikerwerk
Detailhandel in artikelen voor verlichting en woninginrichting
Detailhandel in verlichtingsartikelen
Detailhandel in verlichtingsartikelen in gespecialiseerde winkels