Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
SEPHO from Mouscron, company number BE0752799479, closed financial year 2024 with a result of € 72 after tax. For that financial year SEPHO recorded a gross margin of € 119,154 and equity of € 76,084. Compared with financial year 2023, the result moved from € -612 to € 72. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 27, 2025.
€ 76,084
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 72
▲ still € 612 loss in 2023
Profit after tax over the fiscal year.
€ 28,327
▼ 9% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 66,084.
People and assets in 2024
€ 93,557
▲ 8% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
€ 107,701
▼ 14% vs 2023
€ 14,602 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 20,980
▼ 14% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 22,599
▲ 56% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 136,164 | € 73,052 | € 110,359 | € 119,154 | ▲ 8% |
| Profit after taxes | € 47,640 | € 18,984 | € -612 | € 72 | ▲ € 684 |
| Equity | € 57,640 | € 76,624 | € 76,012 | € 76,084 | |
| Total debts | € 105,440 | € 88,569 | € 164,588 | € 151,498 | ▼ 8% |
| Cash | € 71,633 | € 57,574 | € 31,210 | € 28,327 | ▼ 9% |
| Land & buildings | - | - | € 115,395 | € 110,278 | ▼ 4% |
| Retained profit | € 47,640 | € 66,624 | € 66,012 | € 66,084 | |
| Bank debt | € 51,401 | € 38,521 | € 124,849 | € 107,701 | ▼ 14% |
| Balance sheet total | € 163,079 | € 165,193 | € 240,600 | € 227,582 | ▼ 5% |
Key figures of SEPHO, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SEPHO?
What happened at SEPHO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 72. Source: NBB ↗
- New establishment in Mouscron. KBO
- Start of the company according to the CBE. KBO
- Jonathan OLIVIER became a director. NBB
- Samantha Vanlierde became a director. NBB
- Régis VANLIERDE became a director. NBB
In short
From € 47,640 profit in 2021 to € 72 profit in 2024.
Paid € 19,582 in corporate taxes since 2021.
Best year ever: 2021, with € 47,640 profit.
A new publication or filing at SEPHO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SEPHO are Jonathan OLIVIER, Samantha Vanlierde and Régis VANLIERDE.
Directors
According to the 2024 annual accounts
Jonathan OLIVIER
Director
since 2020
Samantha Vanlierde
Director
since 2020
Régis VANLIERDE
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Dokter Depagestraat 58
7700 Mouscron
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0752.799.479
- VAT number
- BE 0752.799.479
- Registered office
- Dokter Depagestraat 58, 7700 Mouscron
- Names & denominations
- SEPHO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 August 2020
- Peppol
- Active · Active since 24 Nov 2025
- Contact
- [email protected] +32473589546
- Activities · NACE
Detailhandel in motorbrandstoffen
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)