Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ADFJ HOLDING from Tournai, company number BE0748528412, closed financial year 2025 with a result of € -26,442 after tax. For that financial year ADFJ HOLDING recorded a gross margin of € 13,797 and equity of € 506,352. Compared with financial year 2024, the result moved from € -14,928 to € -26,442. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ 506,352
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -26,442
▼ 77 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,566
▼ 83% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 186,852.
Debts at end 2025
€ 59,117
▲ 16% vs 2024
€ 30,797 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 3,964
▼ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 500
▼ 98% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,398 | € 90,692 | € 15,394 | € 13,797 | ▼ 10% |
| Profit after taxes | € 106,191 | € 66,806 | € -14,928 | € -26,442 | ▼ € 11,514 |
| Equity | € 480,917 | € 547,723 | € 532,795 | € 506,352 | ▼ 5% |
| Total debts | € 44,974 | € 105,817 | € 199,037 | € 199,381 | |
| Cash | € 72,949 | € 1,491 | € 15,211 | € 2,566 | ▼ 83% |
| Retained profit | € 161,417 | € 228,223 | € 213,295 | € 186,852 | ▼ 12% |
| Bank debt | € 0 | € 0 | € 50,967 | € 59,117 | ▲ 16% |
| Balance sheet total | € 525,892 | € 653,540 | € 731,831 | € 705,733 | ▼ 4% |
Key figures of ADFJ HOLDING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ADFJ HOLDING?
What happened at ADFJ HOLDING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 26,443. Source: NBB ↗
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 106,191 profit in 2022 to € 26,443 loss in 2025.
Paid € 24,476 in corporate taxes since 2022.
Best year ever: 2022, with € 106,191 profit.
A new publication or filing at ADFJ HOLDING? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Fanny Memma
Director
Establishments
Establishment units
Physical locations of this company
Rue Cazeau(TEM) 39
7520 Tournai
Rue Léon Herbo(TEM) 21
7520 Tournai
Active since 12 June 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0748.528.412
- VAT number
- BE 0748.528.412
- Registered office
- Rue Cazeau(TEM) 39, 7520 Tournai
- Names & denominations
- ADFJ HOLDING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 June 2020
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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