Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 0.9 to 0.4.
Financials
Financial year 2025
Immobilière Financière et Comptable de Pincemaille from Tournai, company number BE0416791083, closed financial year 2025 with a result of € 4.1 million after tax. For that financial year Immobilière Financière et Comptable de Pincemaille recorded a gross margin of € 1.4 million and equity of € 10.9 million. Compared with financial year 2024, the result moved from € 2.3 million to € 4.1 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 5, 2026.
€ 10.9 million
▲ 45% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4.1 million
▲ 74% vs 2024
Profit after tax over the fiscal year.
€ 125,712
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 685,714 paid out
17 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0.4
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 69,257
▼ 54% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 5.2 million
▼ 28% vs 2024
€ 1.7 million is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 92,070
▲ 148% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 160,604
▲ € 143,453 vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 661,093 | € 628,961 | € 1,000,661 | € 1,359,110 | ▲ 36% |
| Profit after taxes | € 1,127,451 | € 1,091,001 | € 2,340,537 | € 4,072,143 | ▲ 74% |
| Equity | € 5,441,498 | € 5,846,785 | € 7,501,608 | € 10,888,037 | ▲ 45% |
| Total debts | € 12,384,677 | € 12,504,108 | € 11,978,434 | € 10,846,062 | ▼ 9% |
| Cash | € 238,322 | € 303,287 | € 215,938 | € 125,712 | ▼ 42% |
| Land & buildings | € 2,329,975 | € 2,220,505 | € 3,177,703 | € 3,895,127 | ▲ 23% |
| Retained profit | € 3,541,498 | € 3,946,785 | € 5,601,608 | € 8,988,037 | ▲ 60% |
| Dividend | € 675,188 | € 685,714 | € 685,714 | € 685,714 | |
| Bank debt | € 9,200,000 | € 8,200,000 | € 7,233,538 | € 5,172,601 | ▼ 28% |
| Balance sheet total | € 17,867,338 | € 18,501,175 | € 19,709,509 | € 21,959,740 | ▲ 11% |
| Employees (FTE) | 0.9 | 0.9 | 0.7 | 0.4 | ▼ 0.3 |
Key figures of Immobilière Financière et Comptable de Pincemaille, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Immobilière Financière et Comptable de Pincemaille?
What happened at Immobilière Financière et Comptable de Pincemaille in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4.1 million (▲ 74% vs 2024). Source: NBB ↗
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.1 million profit in 2022 to € 4.1 million profit in 2025.
Paid € 288,184 in corporate taxes since 2022.
Best year ever: 2025, with € 4.1 million profit.
Paid out € 2.7 million in dividends to the owners in total.
Management
Behind Immobilière Financière et Comptable de Pincemaille are Pierre Lefèvre, Pascaline Lefèvre and Baudouin Lefèvre. It owns 100% of Impatient Yachting, 99.4% of Cercleurop Finances and 96.4% of Oliviers Saint-Estève itself.
Directors
According to the 2025 annual accounts
Pierre Lefèvre
Director
Pascaline Lefèvre
Director
Baudouin Lefèvre
Managing director
Establishments
Establishment units
Physical locations of this company
Rue Estafflers(TEM) 22 A
7520 Tournai
Rue Estafflers(TEM) 22A
7520 Tournai
Active since 1 September 1976
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0416.791.083
- VAT number
- BE 0416.791.083
- Registered office
- Rue Estafflers(TEM) 22 A, 7520 Tournai
- Names & denominations
- Immobilière Financière et Comptable de Pincemaille · I.F.C.P.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 August 1976
- Peppol
- Active · Active since 17 Jul 2026
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Activiteiten van holdings
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van terreinen
Gites, vakantiewoningen en -appartementen
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