Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FLP FINANCE from Zemst, company number BE0748384494, closed financial year 2025 with a result of € 257,279 after tax. For that financial year FLP FINANCE recorded a gross margin of € 312,880 and equity of € 6,833. Compared with financial year 2024, the result moved from € 274,211 to € 257,279. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 19, 2025.
€ 6,833
▼ 28% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 257,279
▼ 6% vs 2024
Profit after tax over the fiscal year.
€ 70,772
▲ 66% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 260,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 14,789
▼ 49% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 42,923
▲ 2% vs 2024
Loans from banks and other lenders, long and short.
€ 5,637
▲ € 4,239 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 284,915 | € 325,364 | € 293,348 | € 312,880 | ▲ 7% |
| Profit after taxes | € 206,512 | € 241,612 | € 274,211 | € 257,279 | ▼ 6% |
| Equity | € 283,732 | € 525,343 | € 9,554 | € 6,833 | ▼ 28% |
| Total debts | € 161,390 | € 91,915 | € 859,826 | € 309,863 | ▼ 64% |
| Cash | € 402,607 | € 208,952 | € 42,575 | € 70,772 | ▲ 66% |
| Retained profit | € 282,232 | € 523,843 | € 8,054 | € 5,333 | ▼ 34% |
| Dividend | € 0 | € 0 | € 790,000 | € 260,000 | ▼ 67% |
| Bank debt | € 84,981 | € 74,134 | € 41,999 | € 42,923 | ▲ 2% |
| Balance sheet total | € 445,122 | € 617,258 | € 869,380 | € 316,696 | ▼ 64% |
Key figures of FLP FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to FLP FINANCE?
What happened at FLP FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 257,279 (▼ 6% vs 2024). Source: NBB ↗
- New establishment in Zemst. KBO
- Anneleen KEMPENEERS became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 206,512 profit in 2022 to € 257,279 profit in 2025.
Paid € 290,036 in corporate taxes since 2022.
Best year ever: 2024, with € 274,211 profit.
Paid out € 1.1 million in dividends to the owners in total.
A new publication or filing at FLP FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FLP FINANCE is Anneleen KEMPENEERS. It owns 10% of FINAMIGO¨bv itself.
Directors
According to the 2025 annual accounts
Anneleen KEMPENEERS
Director
Also active at: Intercommunale Vereniging voor Vuilverwijdering voor Vilvoorde en Omliggende, Autonoom gemeentebedrijf Zemst
since 2020
Establishments
Establishment units
Physical locations of this company
Gildestraat 10
1982 Zemst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0748.384.494
- VAT number
- BE 0748.384.494
- Registered office
- Gildestraat 10, 1982 Zemst
- Names & denominations
- FLP FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 June 2020
- Peppol
- Active · Active since 4 Nov 2025
- Contact
- [email protected]
- Activities · NACE
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