What does FINAMIGO do?

FINAMIGO is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 20 June 2020, 1 establishment.

What is the address of FINAMIGO?

The registered office of FINAMIGO is located at Gildestraat 10, 1982 Zemst.

Is FINAMIGO still active?

Yes. According to the CBE (29 October 2026) FINAMIGO is active, legal situation “Normale toestand”, started on 20 June 2020.

Is FINAMIGO registered on Peppol?

Yes, FINAMIGO is registered on the Peppol network with ID 0208:0748775068.

What is the enterprise number of FINAMIGO?

The enterprise number of FINAMIGO is BE0748775068.

When was FINAMIGO founded?

FINAMIGO was founded on 20 June 2020.

Who are the directors of FINAMIGO?

According to the 2025 annual accounts, the directors of FINAMIGO are: XL Finance BV, Finhansa BV, FLP Finance BV.

Is FINAMIGO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 20 June 2020; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did FINAMIGO make in 2025?

FINAMIGO posted a profit after taxes of € 231,204 in financial year 2025.

What is the revenue of FINAMIGO?

As a small company, FINAMIGO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,102,175.

How much does an employee at FINAMIGO earn?

The average wage cost per full-time employee at FINAMIGO was € 80,600 in 2025: staff costs of € 781,378 for 9.7 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does FINAMIGO have?

According to the 2025 annual accounts, FINAMIGO has 9.7 full-time equivalents (FTE).

FINAMIGO (Private Limited) - Zemst - BE0748775068

Dossier FINAMIGO, printed on 29 October 2026 from databakkes.be/en/0748775068/finamigo. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

FINAMIGO from Zemst, company number BE0748775068, closed financial year 2025 with a result of € 231,204 after tax. For that financial year FINAMIGO recorded a gross margin of € 1.1 million and equity of € 4,030. Compared with financial year 2024, the result moved from € 610,849 to € 231,204. The company is profitable. The buffer shrank hard: equity is 91 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.

What it is worth Shrank hard

€ 4,030

▼ 91% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 231,204

▼ 62% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 59,560

▲ € 56,326 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 270,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

9.7

▲ 1.5 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 781,378

▲ 19% vs 2024

€ 80,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,944

▼ 83% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 11,923

▲ 175% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 125,816

▲ 18% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,306,377 Gross margin 2022: € 1,306,377 First fiscal year in the series	€ 1,281,160 Gross margin 2023: € 1,281,160 ▼ 2% vs 2022 (€ 1,306,377) Unfavourable step	€ 1,368,117 Gross margin 2024: € 1,368,117 ▲ 7% vs 2023 (€ 1,281,160) Favourable step	€ 1,102,175 Gross margin 2025: € 1,102,175 ▼ 19% vs 2024 (€ 1,368,117) Unfavourable step	▼ 19%
Profit after taxes	€ 650,312 Profit after taxes 2022: € 650,312 First fiscal year in the series	€ 570,035 Profit after taxes 2023: € 570,035 ▼ 12% vs 2022 (€ 650,312) Unfavourable step	€ 610,849 Profit after taxes 2024: € 610,849 ▲ 7% vs 2023 (€ 570,035) Favourable step	€ 231,204 Profit after taxes 2025: € 231,204 ▼ 62% vs 2024 (€ 610,849) Unfavourable step	▼ 62%
Equity	€ 321,943 Equity 2022: € 321,943 First fiscal year in the series	€ 16,977 Equity 2023: € 16,977 ▼ 95% vs 2022 (€ 321,943) Unfavourable step	€ 42,826 Equity 2024: € 42,826 ▲ 152% vs 2023 (€ 16,977) Favourable step	€ 4,030 Equity 2025: € 4,030 ▼ 91% vs 2024 (€ 42,826) Unfavourable step	▼ 91%
Total debts	€ 565,679 Total debts 2022: € 565,679 First fiscal year in the series	€ 993,618 Total debts 2023: € 993,618 ▲ 76% vs 2022 (€ 565,679) Unfavourable step	€ 704,059 Total debts 2024: € 704,059 ▼ 29% vs 2023 (€ 993,618) Favourable step	€ 407,740 Total debts 2025: € 407,740 ▼ 42% vs 2024 (€ 704,059) Favourable step	▼ 42%
Cash	€ 10,365 Cash 2022: € 10,365 First fiscal year in the series	€ 59,540 Cash 2023: € 59,540 ▲ € 49,175 vs 2022 (€ 10,365) Favourable step	€ 3,234 Cash 2024: € 3,234 ▼ 95% vs 2023 (€ 59,540) Unfavourable step	€ 59,560 Cash 2025: € 59,560 ▲ € 56,326 vs 2024 (€ 3,234) Favourable step	▲ € 56,326
Retained profit	€ 318,943 Retained profit 2022: € 318,943 First fiscal year in the series	€ 13,977 Retained profit 2023: € 13,977 ▼ 96% vs 2022 (€ 318,943) Unfavourable step	€ 39,826 Retained profit 2024: € 39,826 ▲ 185% vs 2023 (€ 13,977) Favourable step	€ 1,030 Retained profit 2025: € 1,030 ▼ 97% vs 2024 (€ 39,826) Unfavourable step	▼ 97%
Dividend	€ 450,000 Dividend 2022: € 450,000 First fiscal year in the series	€ 875,000 Dividend 2023: € 875,000 ▲ 94% vs 2022 (€ 450,000) Unchanged	€ 585,000 Dividend 2024: € 585,000 ▼ 33% vs 2023 (€ 875,000) Unchanged	€ 270,000 Dividend 2025: € 270,000 ▼ 54% vs 2024 (€ 585,000) Unchanged	▼ 54%
Bank debt	€ 26,446 Bank debt 2022: € 26,446 First fiscal year in the series	€ 17,379 Bank debt 2023: € 17,379 ▼ 34% vs 2022 (€ 26,446) Favourable step	€ 8,311 Bank debt 2024: € 8,311 ▼ 52% vs 2023 (€ 17,379) Favourable step	€ 0 Bank debt 2025: € 0 ▼ 100% vs 2024 (€ 8,311) Favourable step	▼ 100%
Balance sheet total	€ 887,621 Balance sheet total 2022: € 887,621 First fiscal year in the series	€ 1,010,595 Balance sheet total 2023: € 1,010,595 ▲ 14% vs 2022 (€ 887,621) Unchanged	€ 746,886 Balance sheet total 2024: € 746,886 ▼ 26% vs 2023 (€ 1,010,595) Unchanged	€ 411,770 Balance sheet total 2025: € 411,770 ▼ 45% vs 2024 (€ 746,886) Unchanged	▼ 45%
Employees (FTE)	8.3 Employees (FTE) 2022: 8.3 First fiscal year in the series	7.9 Employees (FTE) 2023: 7.9 ▼ 0.4 vs 2022 (8.3) Unchanged	8.2 Employees (FTE) 2024: 8.2 ▲ 0.3 vs 2023 (7.9) Unchanged	9.7 Employees (FTE) 2025: 9.7 ▲ 1.5 vs 2024 (8.2) Unchanged	▲ 1.5

Key figures of FINAMIGO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINAMIGO?

What happened at FINAMIGO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 30, 2026 New annual accounts for financial year 2025: profit of € 231,204 (▼ 62% vs 2024). Source: NBB ↗
Jun 20, 2020 New establishment in Zemst. KBO
Jun 20, 2020 Start of the company according to the CBE. KBO

In short

From € 650,312 profit in 2022 to € 231,204 profit in 2025.

Paid € 314,251 in corporate taxes since 2022.

Best year ever: 2022, with € 650,312 profit.

On average € 113,600 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

FLP FINANCE 10%

XL FINANCE 10%

The stake of FLP FINANCE, XL FINANCE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

FINAMIGO

Behind FINAMIGO are XL Finance BV, Finhansa BV and FLP Finance BV. The shares are held by FLP FINANCE (10%) and XL FINANCE (10%).

Directors

According to the 2025 annual accounts

XL Finance BV

Director · represented by Michiels Kurt

Finhansa BV

Director · represented by Hans Goovaerts

FLP Finance BV

Director · represented by Kempeneers Anneleen

Shareholders

FLP FINANCE

10%

XL FINANCE

10%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Gildestraat 10

1982 Zemst

2.304.502.145

Brusselsesteenweg 120

1980 Zemst

Active since 20 June 2020

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

FLP FINANCE same network

€ 312,880 gross margin · 2025

Finamigo

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0748.775.068

VAT number

BE 0748.775.068

Registered office

Gildestraat 10, 1982 Zemst

Names & denominations

FINAMIGO

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

20 June 2020

Peppol

Active · Active since 4 Nov 2025

Contact

[email protected]

Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

FINAMIGO

Financials

What happened to FINAMIGO?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions