Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VMF URBAN LIVING from Dendermonde, company number BE0747515652, closed financial year 2025 with a result of € 22,101 after tax. For that financial year VMF URBAN LIVING recorded a gross margin of € 136,161 and equity of € 217,340. Compared with financial year 2024, the result moved from € 24,896 to € 22,101. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 217,340
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 22,101
▼ 11% vs 2024
Profit after tax over the fiscal year.
€ 83,232
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 213,340.
Debts at end 2025
€ 3 million
▲ 8% vs 2024
Loans from banks and other lenders, long and short.
€ 1,961
▼ 75% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 69,462 | € 189,555 | € 69,712 | € 136,161 | ▲ 95% |
| Profit after taxes | € 42,775 | € 105,187 | € 24,896 | € 22,101 | ▼ 11% |
| Equity | € 46,775 | € 151,962 | € 195,239 | € 217,340 | ▲ 11% |
| Total debts | € 1,270,114 | € 2,293,594 | € 3,665,596 | € 3,368,503 | ▼ 8% |
| Cash | € 20,094 | € 74,525 | € 152,433 | € 83,232 | ▼ 45% |
| Retained profit | € 42,775 | € 147,962 | € 191,239 | € 213,340 | ▲ 12% |
| Bank debt | € 176,078 | € 1,854,993 | € 2,778,315 | € 3,011,496 | ▲ 8% |
| Balance sheet total | € 1,316,889 | € 2,445,555 | € 3,860,835 | € 3,585,844 | ▼ 7% |
Key figures of VMF URBAN LIVING, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VMF URBAN LIVING?
What happened at VMF URBAN LIVING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 22,101 (▼ 11% vs 2024). Source: NBB ↗
- C.B.I. BV became a director. NBB
- New establishment in Dendermonde. KBO
- Start of the company according to the CBE. KBO
- Ragnaros BV became a director. NBB
- Creagen BV became a director. NBB
In short
From € 42,775 profit in 2021 to € 22,101 profit in 2025.
Paid € 64,986 in corporate taxes since 2021.
Best year ever: 2022, with € 105,187 profit.
A new publication or filing at VMF URBAN LIVING? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of CREAGEN, C.B.I. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VMF URBAN LIVINGBehind VMF URBAN LIVING are C.B.I. BV, Ragnaros BV and Creagen BV. The shares are held by CREAGEN (50%) and C.B.I. (25%).
Directors
According to the 2025 annual accounts
Director · represented by Erik Parijs
Also active at: De Volder & Co., Garage Van der Smissen, RONE, PARIJS MANAGEMENT, FIDES - TEN BRINKE PROJECTONTWIKKELING, EVEREST URBAN LIVING, VMF REAL ESTATE, Everest Real Estate +3 more
since 2021
Director · represented by Djef Abbeloos
Also active at: De Volder & Co., Garage Van der Smissen, RONE, EVEREST URBAN LIVING, VMF REAL ESTATE, Everest Real Estate, PROUDMOORE
since 2020
Director · represented by Luc Van Mol
Also active at: De Volder & Co., Garage Van der Smissen, EVEREST URBAN LIVING, VMF REAL ESTATE, Everest Real Estate, WOODS & WATER, PROUDMOORE
since 2020
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Hof ter Bremptstraat (DEN) 52
9200 Dendermonde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →RONE same network
€ 152,276 gross margin · 2025
Ragnaros same network
€ 67,249 gross margin · 2025
EVEREST URBAN LIVING same network
€ -142,324 gross margin · 2025
VMF REAL ESTATE same network
€ 236,142 gross margin · 2025
Everest Real Estate same network
€ -39,928 gross margin · 2025
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0747.515.652
- VAT number
- BE 0747.515.652
- Registered office
- Hof ter Bremptstraat (DEN) 52, 9200 Dendermonde
- Names & denominations
- VMF URBAN LIVING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 May 2020
- Peppol
- Active · Active since 1 Jul 2026