Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MIND Patrimoine from Mouscron, company number BE0746624341, closed financial year 2025 with a result of € 137,590 after tax. For that financial year MIND Patrimoine recorded a gross margin of € 189,364 and equity of € 1,000. Compared with financial year 2024, the result moved from € 185,423 to € 137,590. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 13, 2026.
€ 1,000
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 137,590
▼ 26% vs 2024
Profit after tax over the fiscal year.
€ 49,404
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 137,590 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 40,820
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 26,746
▲ € 25,482 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 27,007
€ 6,165 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 8,198
▲ € 6,328 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,211
▼ 26% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 176,121 | € 156,708 | € 230,015 | € 189,364 | ▼ 18% |
| Profit after taxes | € 136,126 | € 108,837 | € 185,423 | € 137,590 | ▼ 26% |
| Equity | € 1,000 | € 1,000 | € 1,000 | € 1,000 | |
| Total debts | € 146,884 | € 119,803 | € 194,317 | € 178,006 | ▼ 8% |
| Cash | € 27,538 | € 60,166 | € 68,360 | € 49,404 | ▼ 28% |
| Dividend | € 136,126 | € 108,837 | € 185,423 | € 137,590 | ▼ 26% |
| Bank debt | € 0 | € 0 | € 0 | € 27,007 | |
| Balance sheet total | € 147,884 | € 120,803 | € 195,317 | € 179,006 | ▼ 8% |
Key figures of MIND Patrimoine, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MIND Patrimoine?
What happened at MIND Patrimoine in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 137,590 (▼ 26% vs 2024). Source: NBB ↗
- New establishment in Enghien. KBO
- New establishment in Mouscron. KBO
- JFP-Consulting SComm became a director. NBB
- MIND - Consult SRL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 136,126 profit in 2022 to € 137,590 profit in 2025.
Paid € 6,653 in corporate taxes since 2022.
Best year ever: 2024, with € 185,423 profit.
Paid out € 567,975 in dividends to the owners in total.
A new publication or filing at MIND Patrimoine? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MIND - Consult comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MIND PatrimoineBehind MIND Patrimoine are JFP-Consulting SComm and MIND - Consult SRL. The shares are held by MIND - Consult (24%).
Directors
According to the 2025 annual accounts
Director · represented by Pappens Jean-François
since 2020
Director · represented by Samaille Samy
since 2020
Shareholders
24%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Couturellestraat(D) 30
7711 Mouscron
Wachthuisdreef(P.E.) 109
7850 Enghien
Active since 6 May 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0746.624.341
- VAT number
- BE 0746.624.341
- Registered office
- Couturellestraat(D) 30, 7711 Mouscron
- Names & denominations
- MIND Patrimoine
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 April 2020
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars