What does Delvaux Patrice Assurances Conseils do?

Delvaux Patrice Assurances Conseils is an insurer in Blégny. Private Limited, started on 20 March 2020, 1 establishment.

What is the address of Delvaux Patrice Assurances Conseils?

The registered office of Delvaux Patrice Assurances Conseils is located at Rue Crucifix 14, 4671 Blégny.

Is Delvaux Patrice Assurances Conseils still active?

Yes. According to the CBE (29 September 2026) Delvaux Patrice Assurances Conseils is active, legal situation “Normale toestand”, started on 20 March 2020.

Is Delvaux Patrice Assurances Conseils registered on Peppol?

Yes, Delvaux Patrice Assurances Conseils is registered on the Peppol network with ID 0208:0745553777.

What is the enterprise number of Delvaux Patrice Assurances Conseils?

The enterprise number of Delvaux Patrice Assurances Conseils is BE0745553777.

When was Delvaux Patrice Assurances Conseils founded?

Delvaux Patrice Assurances Conseils was founded on 20 March 2020.

Who are the directors of Delvaux Patrice Assurances Conseils?

According to the 2025 annual accounts, the directors of Delvaux Patrice Assurances Conseils are: PATRICE DELVAUX.

Is Delvaux Patrice Assurances Conseils a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 20 March 2020; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Delvaux Patrice Assurances Conseils make in 2025?

Delvaux Patrice Assurances Conseils posted a profit after taxes of € 43,562 in financial year 2025.

What is the revenue of Delvaux Patrice Assurances Conseils?

As a small company, Delvaux Patrice Assurances Conseils is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 66,983.

Delvaux Patrice Assurances Conseils (Private Limited)

Dossier Delvaux Patrice Assurances Conseils, printed on 29 September 2026 from databakkes.be/en/0745553777/delvaux-patrice-assurances-conseils. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Delvaux Patrice Assurances Conseils from Blégny, company number BE0745553777, closed financial year 2025 with a result of € 43,562 after tax. For that financial year Delvaux Patrice Assurances Conseils recorded a gross margin of € 66,983 and equity of € 110,921. Compared with financial year 2024, the result moved from € 142,061 to € 43,562. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.

What it is worth Growing

€ 110,921

▲ 20% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 43,562

▼ 69% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 14,955

▲ 56% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 25,000 paid out

57 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost estimate Staff cost at a one-person company Staff Only people on the payroll count here.€ 1,346 Likely the director’s social contribution or pension premium.The director’s pay Already netted into the gross margin, not shown separately in the accounts. Typical for one-person companies € 45,000 gross per year minimum for the reduced tax rate≈ € 2,100 net per month after contributions, tax and usually some benefits in kind, roughly Assumption based on the chart of accounts, not a figure from the source.

€ 1,346

▼ 28% vs 2024

No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 97,265

▼ 18% vs 2024

€ 24,179 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 572

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 4,195

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -3,053 Gross margin 2022: € -3,053 First fiscal year in the series	€ 15,562 Gross margin 2023: € 15,562 ▲ € 18,615 vs 2022 (€ -3,053) Favourable step	€ 160,437 Gross margin 2024: € 160,437 ▲ € 144,875 vs 2023 (€ 15,562) Favourable step	€ 66,983 Gross margin 2025: € 66,983 ▼ 58% vs 2024 (€ 160,437) Unfavourable step	▼ 58%
Profit after taxes	€ -8,446 Profit after taxes 2022: € -8,446 First fiscal year in the series	€ 6,152 Profit after taxes 2023: € 6,152 ▲ € 14,598 vs 2022 (€ -8,446) Favourable step	€ 142,061 Profit after taxes 2024: € 142,061 ▲ € 135,909 vs 2023 (€ 6,152) Favourable step	€ 43,562 Profit after taxes 2025: € 43,562 ▼ 69% vs 2024 (€ 142,061) Unfavourable step	▼ 69%
Equity	€ -20,855 Equity 2022: € -20,855 First fiscal year in the series	€ -14,703 Equity 2023: € -14,703 ▲ € 6,152 vs 2022 (€ -20,855) Favourable step	€ 92,358 Equity 2024: € 92,358 ▲ € 107,061 vs 2023 (€ -14,703) Favourable step	€ 110,921 Equity 2025: € 110,921 ▲ 20% vs 2024 (€ 92,358) Favourable step	▲ 20%
Total debts	€ 238,565 Total debts 2022: € 238,565 First fiscal year in the series	€ 236,280 Total debts 2023: € 236,280 ▼ 1% vs 2022 (€ 238,565) Favourable step	€ 127,430 Total debts 2024: € 127,430 ▼ 46% vs 2023 (€ 236,280) Favourable step	€ 116,245 Total debts 2025: € 116,245 ▼ 9% vs 2024 (€ 127,430) Favourable step	▼ 9%
Cash	€ 5,748 Cash 2022: € 5,748 First fiscal year in the series	€ 11,267 Cash 2023: € 11,267 ▲ 96% vs 2022 (€ 5,748) Favourable step	€ 9,609 Cash 2024: € 9,609 ▼ 15% vs 2023 (€ 11,267) Unfavourable step	€ 14,955 Cash 2025: € 14,955 ▲ 56% vs 2024 (€ 9,609) Favourable step	▲ 56%
Retained profit	€ -22,855 Retained profit 2022: € -22,855 First fiscal year in the series	€ -16,703 Retained profit 2023: € -16,703 ▲ € 6,152 vs 2022 (€ -22,855) Favourable step	€ 90,358 Retained profit 2024: € 90,358 ▲ € 107,061 vs 2023 (€ -16,703) Favourable step	€ 108,921 Retained profit 2025: € 108,921 ▲ 21% vs 2024 (€ 90,358) Favourable step	▲ 21%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 35,000 Dividend 2024: € 35,000 Unchanged (€ 0) Unchanged	€ 25,000 Dividend 2025: € 25,000 ▼ 29% vs 2024 (€ 35,000) Unchanged	▼ 29%
Bank debt	€ 157,405 Bank debt 2022: € 157,405 First fiscal year in the series	€ 136,866 Bank debt 2023: € 136,866 ▼ 13% vs 2022 (€ 157,405) Favourable step	€ 118,283 Bank debt 2024: € 118,283 ▼ 14% vs 2023 (€ 136,866) Favourable step	€ 97,265 Bank debt 2025: € 97,265 ▼ 18% vs 2024 (€ 118,283) Favourable step	▼ 18%
Balance sheet total	€ 217,710 Balance sheet total 2022: € 217,710 First fiscal year in the series	€ 221,577 Balance sheet total 2023: € 221,577 ▲ 2% vs 2022 (€ 217,710) Unchanged	€ 219,789 Balance sheet total 2024: € 219,789 ▼ 1% vs 2023 (€ 221,577) Unchanged	€ 227,166 Balance sheet total 2025: € 227,166 ▲ 3% vs 2024 (€ 219,789) Unchanged	▲ 3%

Key figures of Delvaux Patrice Assurances Conseils, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Delvaux Patrice Assurances Conseils?

What happened at Delvaux Patrice Assurances Conseils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 28, 2026 New annual accounts for financial year 2025: profit of € 43,562 (▼ 69% vs 2024). Source: NBB ↗
May 1, 2020 New establishment in Blégny. KBO
Mar 20, 2020 Start of the company according to the CBE. KBO

In short

From € 8,446 loss in 2022 to € 43,562 profit in 2025.

Paid € 39,100 in corporate taxes since 2022.

Best year ever: 2024, with € 142,061 profit.

Paid out € 60,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at Delvaux Patrice Assurances Conseils? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

PATRICE DELVAUX

Delvaux Patrice Assurances Conseils

REAL ASSUR

Behind Delvaux Patrice Assurances Conseils is PATRICE DELVAUX. PATRICE DELVAUX is also behind REAL ASSUR.

See the full network in the app

Directors

According to the 2025 annual accounts

PATRICE DELVAUX

Manager

Also active at: REAL ASSUR

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Crucifix 14

4671 Blégny

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0745.553.777

VAT number

BE 0745.553.777

Registered office

Rue Crucifix 14, 4671 Blégny

Names & denominations

Delvaux Patrice Assurances Conseils · D.P.A.C.

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

20 March 2020

Peppol

Active · Active since 11 Sept 2025

Activities · NACE

Rechtstreekse verzekeringsverrichtingen niet-leven

Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven

View on CBE Public ↗ Annual accounts (NBB) ↗