Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
REAL ASSUR from Visé, company number BE0649635724, closed financial year 2025 with a result of € 918,227 after tax. For that financial year REAL ASSUR recorded a gross margin of € 154,641 and equity of € 841,066. Compared with financial year 2024, the result moved from € 36,753 to € 918,227. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 22, 2026.
€ 841,066
▲ 39% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 918,227
▲ € 881,474 vs 2024
Profit after tax over the fiscal year.
€ 16,868
▲ € 13,611 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 684,116 paid out
75 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 615,274
▼ 16% vs 2024
€ 107,566 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 875
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,336 | € 7,727 | € 60,255 | € 154,641 | ▲ 157% |
| Profit after taxes | € 687 | € 4,952 | € 36,753 | € 918,227 | ▲ € 881,474 |
| Equity | € 1,624,608 | € 1,629,560 | € 606,956 | € 841,066 | ▲ 39% |
| Total debts | € 205,255 | € 204,058 | € 1,262,051 | € 1,828,692 | ▲ 45% |
| Cash | € 2,863 | € 617 | € 3,257 | € 16,868 | ▲ € 13,611 |
| Retained profit | € 701,008 | € 705,960 | € 327,690 | € 561,800 | ▲ 71% |
| Dividend | € 0 | € 0 | € 415,023 | € 684,116 | ▲ 65% |
| Bank debt | € 0 | € 0 | € 729,076 | € 615,274 | ▼ 16% |
| Balance sheet total | € 1,829,863 | € 1,833,617 | € 1,869,006 | € 2,669,758 | ▲ 43% |
Key figures of REAL ASSUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to REAL ASSUR?
What happened at REAL ASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Corrected annual accounts filed for financial year 2024. filed late Source: NBB ↗
- New establishment in Visé. KBO
- New establishment in Soumagne. KBO
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 687 profit in 2022 to € 918,227 profit in 2025.
Paid € 46,083 in corporate taxes since 2022.
Best year ever: 2025, with € 918,227 profit.
Paid out € 1.1 million in dividends to the owners in total.
Management
Behind REAL ASSUR are RED ORIGIN SRL, ELEVEN STRATEGY SRL, ASSURIMMO VAZ SRL and Delvaux Patrice Assurances Conseils SRL. It owns 50% of CLP itself.
Directors
According to the 2025 annual accounts
Director · represented by SEBASTIEN PORCU
Also active at: Mathias, Vaz & associés
Director · represented by MANUEL VAZ FERNANDES CHAVEIRO
Also active at: Mathias, Vaz & associés
Delvaux Patrice Assurances Conseils SRL
Director · represented by PATRICE DELVAUX
Also active at: Mathias, Vaz & associés
Establishments
Establishment units
Physical locations of this company
Rue Saint Hadelin(VIS) 17
4600 Visé
Avenue de la Résistance(MIC) 283
4630 Soumagne
Active since 12 April 2016
Avenue du Luxembourg 55
4020 Liège
Active since 12 April 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
one.com Mail
Hosting
OVH, FR
Website info
Features
Security
Details
- Company number
- 0649.635.724
- VAT number
- BE 0649.635.724
- Registered office
- Rue Saint Hadelin(VIS) 17, 4600 Visé
- Names & denominations
- REAL ASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 March 2016
- Peppol
- Active · Active since 11 Sept 2025
- Contact
- mva-assurances.be
- Activities · NACE
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