Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
-
Busy address KBO
24 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
FIVE YEARS from Leuven, company number BE0741597662, closed financial year 2025 with a result of € 18,957 after tax. For that financial year FIVE YEARS recorded a gross margin of € 630,786 and equity of € 107,103. Compared with financial year 2024, the result moved from € 9,937 to € 18,957. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 107,103
▲ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 18,957
▲ 91% vs 2024
Profit after tax over the fiscal year.
€ 585,986
▲ € 475,425 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 32,103.
Debts at end 2025
€ 29.2 million
▲ 16% vs 2024
Loans from banks and other lenders, long and short.
€ 498,085
▲ € 495,153 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,901
▼ 62% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | - | € 299,726 | € 1,065,623 | € 630,786 | ▼ 41% |
| Profit after taxes | € -406 | € 6,489 | € 9,937 | € 18,957 | ▲ 91% |
| Equity | € 71,720 | € 78,209 | € 88,146 | € 107,103 | ▲ 22% |
| Total debts | € 0 | € 29,769,449 | € 29,856,000 | € 31,841,705 | ▲ 7% |
| Cash | € 71,720 | € 265,138 | € 110,561 | € 585,986 | ▲ € 475,425 |
| Retained profit | € -3,280 | € 3,209 | € 13,146 | € 32,103 | ▲ 144% |
| Bank debt | € 0 | € 25,102,413 | € 25,102,413 | € 29,223,568 | ▲ 16% |
| Balance sheet total | € 71,720 | € 29,847,658 | € 29,944,146 | € 31,948,809 | ▲ 7% |
Key figures of FIVE YEARS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FIVE YEARS?
What happened at FIVE YEARS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 18,957 (▲ 91% vs 2024). Source: NBB ↗
- New establishment in Leuven. KBO
- Simon Pauwels became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 406 loss in 2022 to € 18,957 profit in 2025.
Paid € 11,791 in corporate taxes since 2022.
Best year ever: 2025, with € 18,957 profit.
Management
The stake of Finance & Management Executives comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FIVE YEARSBehind FIVE YEARS are Finance & Management Executives BV and Simon Pauwels. The shares are held by Finance & Management Executives (100%).
Directors
According to the 2025 annual accounts
Finance & Management Executives BV
Director · represented by Tim Pauwels
Also active at: Galerie Sint-Truiden, T. Immo, BURES, G.C.I., DE PRINS, sQills, PS&U, A-VENUE +34 more
Simon Pauwels
Director
since 2025
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Naamsestraat 12
3000 Leuven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 24 companies are registered at this address.
All companies at this address →PAT BOVI
€ 14,603 gross margin · 2025
BURES same network
€ 1.4 million gross margin · 2025
Finance & Management Executives same network
€ 3.4 million revenue · 2025
VISMED same network
€ 22.9 million revenue · 2025
TIKI CONSTRUCT same network
€ 34,065 gross margin · 2025
+19 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
Website info
Features
Security
Details
- Company number
- 0741.597.662
- VAT number
- BE 0741.597.662
- Registered office
- Naamsestraat 12, 3000 Leuven
- Names & denominations
- FIVE YEARS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 January 2020
- Peppol
- Active · Active since 26 Sept 2025
- Contact
- syushousing.be
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering