Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Dcover from Roeselare, company number BE0740528583, closed financial year 2025 with a result of € 52,328 after tax. For that financial year Dcover recorded a gross margin of € 160,905 and equity of € 119,556. Compared with financial year 2024, the result moved from € 2,860 to € 52,328. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 27, 2026.
€ 119,556
▲ 78% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 52,328
▲ € 49,468 vs 2024
Profit after tax over the fiscal year.
€ 15,158
▲ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 119,356.
People and assets in 2025
€ 27,921
▼ 40% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 423,397
▼ 1% vs 2024
€ 61,864 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 5,390
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,027
▼ 52% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 64,604 | € 73,289 | € 103,973 | € 160,905 | ▲ 55% |
| Profit after taxes | € 17,916 | € 9,427 | € 2,860 | € 52,328 | ▲ € 49,468 |
| Equity | € 56,369 | € 64,367 | € 67,228 | € 119,556 | ▲ 78% |
| Total debts | € 107,232 | € 84,309 | € 545,517 | € 515,855 | ▼ 5% |
| Cash | € 28,637 | € 32,091 | € 11,343 | € 15,158 | ▲ 34% |
| Land & buildings | - | - | € 511,501 | € 530,879 | ▲ 4% |
| Retained profit | € 56,169 | € 64,167 | € 67,028 | € 119,356 | ▲ 78% |
| Bank debt | € 86,000 | € 71,700 | € 428,670 | € 423,397 | ▼ 1% |
| Balance sheet total | € 163,600 | € 148,676 | € 612,745 | € 635,411 | ▲ 4% |
| Employees (FTE) | 0.5 | - | - | - |
Key figures of Dcover, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Dcover?
What happened at Dcover in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 52,328 (▲ € 49,468 vs 2024). Source: NBB ↗
- New establishment in Roeselare. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,916 profit in 2022 to € 52,328 profit in 2025.
Paid € 37,432 in corporate taxes since 2022.
Best year ever: 2025, with € 52,328 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Mikel David
Director
Establishments
Establishment units
Physical locations of this company
Hoogleedsesteenweg 236
8800 Roeselare
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0740.528.583
- VAT number
- BE 0740.528.583
- Registered office
- Hoogleedsesteenweg 236, 8800 Roeselare
- Names & denominations
- Dcover
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 December 2019
- Peppol
- Active · Active since 2 Jun 2025
- Contact
- [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars