Financials
Financial year 2025
FIAL from Ottignies-Louvain-la-Neuve, company number BE0739665085, closed financial year 2025 with a result of € 8,245 after tax. For that financial year FIAL recorded a gross margin of € 32,865 and equity of € 39,107. Compared with financial year 2024, the result moved from € 8,077 to € 8,245. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 39,107
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,245
▲ 2% vs 2024
Profit after tax over the fiscal year.
€ 22,764
▲ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 19,107.
People and assets in 2025
€ 3,961
▼ 70% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 14,207
▼ 56% vs 2024
€ 11,203 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 4,625
▼ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,912
▼ 25% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,241 | € 29,162 | € 34,645 | € 32,865 | ▼ 5% |
| Profit after taxes | € -4,130 | € 4,444 | € 8,077 | € 8,245 | ▲ 2% |
| Equity | € 18,341 | € 22,785 | € 30,862 | € 39,107 | ▲ 27% |
| Total debts | € 89,005 | € 74,208 | € 54,162 | € 32,443 | ▼ 40% |
| Cash | € 2,389 | € 6,992 | € 14,869 | € 22,764 | ▲ 53% |
| Retained profit | € -1,659 | € 2,785 | € 10,862 | € 19,107 | ▲ 76% |
| Bank debt | € 68,896 | € 50,371 | € 32,341 | € 14,207 | ▼ 56% |
| Balance sheet total | € 107,346 | € 96,993 | € 85,024 | € 71,550 | ▼ 16% |
Key figures of FIAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FIAL?
What happened at FIAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,245 (▲ 2% vs 2024). Source: NBB ↗
- New establishment in Ottignies-Louvain-la-Neuve. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,130 loss in 2022 to € 8,245 profit in 2025.
Paid € 7,590 in corporate taxes since 2022.
Best year ever: 2025, with € 8,245 profit.
A new publication or filing at FIAL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FIAL are RUDINA GACE and Tefik Peposhi.
Directors
According to the 2025 annual accounts
RUDINA GACE
Director
Tefik Peposhi
Director
Establishments
Establishment units
Physical locations of this company
Grand-Rue 46
1348 Ottignies-Louvain-la-Neuve
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0739.665.085
- VAT number
- BE 0739.665.085
- Registered office
- Grand-Rue 46, 1348 Ottignies-Louvain-la-Neuve
- Names & denominations
- FIAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 December 2019
- Peppol
- Active · Active since 25 Aug 2025
- Contact
- [email protected]
- Activities · NACE
Detailhandel in brood en banketbakkerswerk (koude bakkers)