Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BERDIFF from Mont-Saint-Guibert, company number BE0451766810, closed financial year 2025 with a result of € -105,071 after tax. For that financial year BERDIFF recorded a gross margin of € 598,673 and equity of € -11,931. Compared with financial year 2024, the result moved from € 15,681 to € -105,071. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ -11,931
▼ € 105,071 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -105,071
▼ still € 15,681 profit in 2024
Profit after tax over the fiscal year.
€ 55,209
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -73,931.
People and assets in 2025
13.8
▲ 1.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 466,562
▲ 12% vs 2024
€ 33,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 48,400
▲ 17% vs 2024
Of which on lease € 38,115.
Debts at end 2025
€ 1.1 million
▲ 26% vs 2024
€ 63,955 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 217,485
▼ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 118,141
▲ 36% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 442,058 | € 558,075 | € 572,943 | € 598,673 | ▲ 4% |
| Profit after taxes | € 84,493 | € 97,464 | € 15,681 | € -105,071 | ▼ € 120,753 |
| Equity | € -20,005 | € 77,459 | € 93,141 | € -11,931 | ▼ € 105,071 |
| Total debts | € 407,394 | € 434,485 | € 1,220,065 | € 1,530,243 | ▲ 25% |
| Cash | € 81,845 | € 146,571 | € 60,062 | € 55,209 | ▼ 8% |
| Land & buildings | - | - | € 949,309 | € 1,188,232 | ▲ 25% |
| Retained profit | € -82,005 | € 15,459 | € 31,141 | € -73,931 | ▼ € 105,071 |
| Bank debt | € 69,707 | € 68,139 | € 866,863 | € 1,088,208 | ▲ 26% |
| Balance sheet total | € 387,389 | € 511,945 | € 1,313,206 | € 1,518,313 | ▲ 16% |
| Employees (FTE) | 9.8 | 11.3 | 12.6 | 13.8 | ▲ 1.2 |
Key figures of BERDIFF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BERDIFF?
What happened at BERDIFF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 105,071 (▼ € 120,753 vs 2024). Source: NBB ↗
- LSV CONSULT SRL became a director. NBB
- New establishment in Halle. KBO
- New establishment in Mont-Saint-Guibert. KBO
- Start of the company according to the CBE. KBO
In short
From € 84,493 profit in 2022 to € 105,071 loss in 2025.
Paid € 43,299 in corporate taxes since 2022.
Best year ever: 2023, with € 97,464 profit.
On average € 43,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
administrateur · represented by Loic VERHEYDEN
since 2024
Establishments
Establishment units
Physical locations of this company
Grand'Route 20
1435 Mont-Saint-Guibert
Demaeghtlaan (Auguste) 227
1500 Halle
Active since 30 October 2007
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.766.810
- VAT number
- BE 0451.766.810
- Registered office
- Grand'Route 20, 1435 Mont-Saint-Guibert
- Names & denominations
- BERDIFF
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 January 1994
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
Artisanale brood- en banketbakkerijen
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in brood-, banketbakkerswerk en suikerwerk
Vervaardiging van cacao, chocolade en suikerwerk