Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Investissements Belgian & Bakery from Engis, company number BE0735985124, closed financial year 2025 with a result of € -3,436 after tax. For that financial year Investissements Belgian & Bakery recorded a gross margin of € 186,984 and equity of € 58,190. Compared with financial year 2024, the result moved from € 5,281 to € -3,436. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 58,190
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,436
▼ still € 5,281 profit in 2024
Profit after tax over the fiscal year.
€ 1,362
▲ 254% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 56,190.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 117,294
▲ 34% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 60,422
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 45,226
▼ 36% vs 2024
€ 27,700 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 65,963
▼ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 27,845
▲ 57% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 232,489 | € 193,887 | € 178,050 | € 186,984 | ▲ 5% |
| Profit after taxes | € 39,920 | € -16,497 | € 5,281 | € -3,436 | ▼ € 8,717 |
| Equity | € 72,842 | € 56,345 | € 61,626 | € 58,190 | ▼ 6% |
| Total debts | € 203,436 | € 239,644 | € 187,210 | € 159,573 | ▼ 15% |
| Cash | € 37,990 | € 22,107 | € 385 | € 1,362 | ▲ 254% |
| Retained profit | € 70,842 | € 54,345 | € 59,626 | € 56,190 | ▼ 6% |
| Dividend | € 15,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 37,032 | € 88,970 | € 70,577 | € 45,226 | ▼ 36% |
| Balance sheet total | € 276,277 | € 295,989 | € 248,836 | € 217,763 | ▼ 12% |
Key figures of Investissements Belgian & Bakery, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Investissements Belgian & Bakery?
What happened at Investissements Belgian & Bakery in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,436 (▼ € 8,717 vs 2024). Source: NBB ↗
- New establishment in Engis. KBO
- New establishment in Engis. KBO
- Start of the company according to the CBE. KBO
In short
From € 39,920 profit in 2022 to € 3,436 loss in 2025.
Paid € 12,123 in corporate taxes since 2022.
Best year ever: 2022, with € 39,920 profit.
Paid out € 15,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Investissements Belgian & Bakery is Yannick JOANNES. Yannick JOANNES is also behind BILLY'S & CO.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue de la Croix Rouge(ENG) 9
4480 Engis
Cour des Postiers(ENG) 8
4480 Engis
Active since 1 January 2022
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0735.985.124
- VAT number
- BE 0735.985.124
- Registered office
- Rue de la Croix Rouge(ENG) 9, 4480 Engis
- Names & denominations
- Investissements Belgian & Bakery
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 October 2019
- Peppol
- Active · Active since 16 Dec 2025
- Contact
- [email protected] +32497720363
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Industriële vervaardiging van brood en van vers banketbakkerswerk