What does PANIBEL do?

PANIBEL is a bakery in Ans. Public Limited, started on 26 September 1988, 2 establishments.

What is the address of PANIBEL?

The registered office of PANIBEL is located at Rue des Technologies 24, 4432 Ans.

Is PANIBEL still active?

Yes. According to the CBE (29 October 2026) PANIBEL is active, legal situation “Normale toestand”, started on 26 September 1988.

Is PANIBEL registered on Peppol?

Yes, PANIBEL is registered on the Peppol network with ID 0208:0435384401.

What is the enterprise number of PANIBEL?

The enterprise number of PANIBEL is BE0435384401.

When was PANIBEL founded?

PANIBEL was founded on 26 September 1988.

Who are the directors of PANIBEL?

According to the 2025 annual accounts, the directors of PANIBEL are: HOLDING PCS SA.

Is PANIBEL a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 26 September 1988; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did PANIBEL make in 2025?

PANIBEL posted a profit after taxes of € 226,905 in financial year 2025.

What is the revenue of PANIBEL?

In its most recent annual accounts (2025), PANIBEL reported revenue of € 11,584,180.

How much does an employee at PANIBEL earn?

The average wage cost per full-time employee at PANIBEL was € 50,600 in 2025: staff costs of € 5.1 million for 101.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does PANIBEL have?

According to the 2025 annual accounts, PANIBEL has 101.2 full-time equivalents (FTE).

PANIBEL (Public Limited) - Ans - BE0435384401

Dossier PANIBEL, printed on 29 October 2026 from databakkes.be/en/0435384401/panibel. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

PANIBEL from Ans, company number BE0435384401, closed financial year 2025 with a result of € 226,905 after tax. For that financial year PANIBEL recorded revenue of € 11.6 million and equity of € 2.7 million. Compared with financial year 2024, the result moved from € 279,735 to € 226,905. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.

What it is worth Growing

€ 2.7 million

▲ 9% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 226,905

▼ 19% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 433,126

▲ 125% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 2.4 million.

People and assets in 2025

Full-time equivalents

101.2

▲ 3.6 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 2.2 million in 2025, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 5.1 million

▲ 5% vs 2024

€ 50,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1.3 million

▲ 9% vs 2024

Of which on lease € 757,589.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 2.1 million

▲ 12% vs 2024

€ 614,755 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 910,050

▲ 15% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 60 days on average.

Taxes and wages

€ 789,060

▲ 8% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 9,757,355 Revenue 2022: € 9,757,355 First fiscal year in the series	€ 10,931,825 Revenue 2023: € 10,931,825 ▲ 12% vs 2022 (€ 9,757,355) Favourable step	€ 11,336,336 Revenue 2024: € 11,336,336 ▲ 4% vs 2023 (€ 10,931,825) Favourable step	€ 11,584,180 Revenue 2025: € 11,584,180 ▲ 2% vs 2024 (€ 11,336,336) Favourable step	▲ 2%
Profit after taxes	€ 55,499 Profit after taxes 2022: € 55,499 First fiscal year in the series	€ 151,551 Profit after taxes 2023: € 151,551 ▲ 173% vs 2022 (€ 55,499) Favourable step	€ 279,735 Profit after taxes 2024: € 279,735 ▲ 85% vs 2023 (€ 151,551) Favourable step	€ 226,905 Profit after taxes 2025: € 226,905 ▼ 19% vs 2024 (€ 279,735) Unfavourable step	▼ 19%
Equity	€ 2,031,470 Equity 2022: € 2,031,470 First fiscal year in the series	€ 2,179,653 Equity 2023: € 2,179,653 ▲ 7% vs 2022 (€ 2,031,470) Favourable step	€ 2,453,045 Equity 2024: € 2,453,045 ▲ 13% vs 2023 (€ 2,179,653) Favourable step	€ 2,674,186 Equity 2025: € 2,674,186 ▲ 9% vs 2024 (€ 2,453,045) Favourable step	▲ 9%
Total debts	€ 4,082,775 Total debts 2022: € 4,082,775 First fiscal year in the series	€ 4,140,796 Total debts 2023: € 4,140,796 ▲ 1% vs 2022 (€ 4,082,775) Unfavourable step	€ 3,378,099 Total debts 2024: € 3,378,099 ▼ 18% vs 2023 (€ 4,140,796) Favourable step	€ 3,778,130 Total debts 2025: € 3,778,130 ▲ 12% vs 2024 (€ 3,378,099) Unfavourable step	▲ 12%
Cash	€ 629,620 Cash 2022: € 629,620 First fiscal year in the series	€ 254,575 Cash 2023: € 254,575 ▼ 60% vs 2022 (€ 629,620) Unfavourable step	€ 192,538 Cash 2024: € 192,538 ▼ 24% vs 2023 (€ 254,575) Unfavourable step	€ 433,126 Cash 2025: € 433,126 ▲ 125% vs 2024 (€ 192,538) Favourable step	▲ 125%
Land & buildings	€ 411,847 Land & buildings 2022: € 411,847 First fiscal year in the series	€ 864,020 Land & buildings 2023: € 864,020 ▲ 110% vs 2022 (€ 411,847) Unchanged	€ 789,294 Land & buildings 2024: € 789,294 ▼ 9% vs 2023 (€ 864,020) Unchanged	€ 769,578 Land & buildings 2025: € 769,578 ▼ 2% vs 2024 (€ 789,294) Unchanged	▼ 2%
Retained profit	€ 1,715,719 Retained profit 2022: € 1,715,719 First fiscal year in the series	€ 1,867,270 Retained profit 2023: € 1,867,270 ▲ 9% vs 2022 (€ 1,715,719) Favourable step	€ 2,147,005 Retained profit 2024: € 2,147,005 ▲ 15% vs 2023 (€ 1,867,270) Favourable step	€ 2,373,910 Retained profit 2025: € 2,373,910 ▲ 11% vs 2024 (€ 2,147,005) Favourable step	▲ 11%
Bank debt	€ 2,621,617 Bank debt 2022: € 2,621,617 First fiscal year in the series	€ 2,202,637 Bank debt 2023: € 2,202,637 ▼ 16% vs 2022 (€ 2,621,617) Favourable step	€ 1,852,099 Bank debt 2024: € 1,852,099 ▼ 16% vs 2023 (€ 2,202,637) Favourable step	€ 2,071,408 Bank debt 2025: € 2,071,408 ▲ 12% vs 2024 (€ 1,852,099) Unfavourable step	▲ 12%
Balance sheet total	€ 6,114,245 Balance sheet total 2022: € 6,114,245 First fiscal year in the series	€ 6,320,449 Balance sheet total 2023: € 6,320,449 ▲ 3% vs 2022 (€ 6,114,245) Unchanged	€ 5,831,144 Balance sheet total 2024: € 5,831,144 ▼ 8% vs 2023 (€ 6,320,449) Unchanged	€ 6,452,316 Balance sheet total 2025: € 6,452,316 ▲ 11% vs 2024 (€ 5,831,144) Unchanged	▲ 11%
Employees (FTE)	90.2 Employees (FTE) 2022: 90.2 First fiscal year in the series	99.8 Employees (FTE) 2023: 99.8 ▲ 9.6 vs 2022 (90.2) Unchanged	97.6 Employees (FTE) 2024: 97.6 ▼ 2.2 vs 2023 (99.8) Unchanged	101.2 Employees (FTE) 2025: 101.2 ▲ 3.6 vs 2024 (97.6) Unchanged	▲ 3.6

Key figures of PANIBEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PANIBEL?

What happened at PANIBEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 29, 2026 New annual accounts for financial year 2025: profit of € 226,905 (▼ 19% vs 2024). Source: NBB ↗
2020 HOLDING PCS SA became a director. NBB
Apr 16, 2018 New establishment in Ans. KBO
Sep 26, 1988 New establishment in Ans. KBO
Sep 26, 1988 Start of the company according to the CBE. KBO

In short

From € 55,499 profit in 2022 to € 226,905 profit in 2025.

Paid € 294,472 in corporate taxes since 2022.

Best year ever: 2024, with € 279,735 profit.

Pays suppliers within 60 days on average.

Original PDFs at the National Bank ↗

Management

HOLDING PCS SA 100%

PCSI

The stake of PCSI comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

PANIBEL

Behind PANIBEL is HOLDING PCS SA. The shares are held by HOLDING PCS SA (100%) and PCSI.

Directors

According to the 2025 annual accounts

HOLDING PCS SA

Director · represented by Didier DEPREAY

Also active at: PCSI, PARSE LOISIRS, PC DISTRIBUTION, CHAUD DIFFUSION, DEGE IMMO

since 2020

Shareholders

HOLDING PCS SA

100%

PCSI

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue des Technologies 24

4432 Ans

2.275.005.336

Rue Al'Trappe 118

4432 Ans

Active since 16 April 2018

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.

All companies at this address →

PCSI same network

€ 60,000 revenue · 2025

PARSE LOISIRS same network

€ 773,859 gross margin · 2025

PC DISTRIBUTION same network

€ 12.1 million revenue · 2025

CHAUD DIFFUSION same network

€ 39.6 million revenue · 2025

HOLDING PCS same network

€ 4.5 million revenue · 2025

+2 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0435.384.401

VAT number

BE 0435.384.401

Registered office

Rue des Technologies 24, 4432 Ans

Names & denominations

PANIBEL

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

26 September 1988

Peppol

Active · Active since 18 Jan 2024

Activities · NACE

Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk

Artisanale brood- en banketbakkerijen

View on CBE Public ↗ Annual accounts (NBB) ↗

PANIBEL

Financials

What happened to PANIBEL?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions