Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
72 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
STEFGRAD from Koekelberg, company number BE0734944155, closed financial year 2025 with a result of € -114,179 after tax. For that financial year STEFGRAD recorded a gross margin of € -38,182 and equity of € -251,909. Compared with financial year 2024, the result moved from € -1,010 to € -114,179. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ -251,909
▼ € 114,179 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -114,179
▼ 11204 % more loss than in 2024
Profit after tax over the fiscal year.
€ 7,585
▼ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -253,909.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 21,644
▼ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,210
▲ 82% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 76,696 | € -56,523 | € 76,791 | € -38,182 | ▼ € 114,973 |
| Profit after taxes | € -15,301 | € -125,194 | € -1,010 | € -114,179 | ▼ € 113,169 |
| Equity | € -11,525 | € -136,720 | € -137,730 | € -251,909 | ▼ € 114,179 |
| Total debts | € 411,546 | € 456,741 | € 659,210 | € 380,581 | ▼ 42% |
| Cash | € 4,820 | € 9,761 | € 19,097 | € 7,585 | ▼ 60% |
| Retained profit | € -13,525 | € -138,720 | € -139,730 | € -253,909 | ▼ € 114,179 |
| Balance sheet total | € 400,021 | € 320,021 | € 521,480 | € 128,672 | ▼ 75% |
Key figures of STEFGRAD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEFGRAD?
What happened at STEFGRAD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 114,179. Source: NBB ↗
- New establishment in Koekelberg. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,301 loss in 2022 to € 114,179 loss in 2025.
Paid € 107 in corporate taxes since 2022.
A new publication or filing at STEFGRAD? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Stéphane WINKEL
Director
Establishments
Establishment units
Physical locations of this company
Pantheonlaan 88 box 1
1081 Koekelberg
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 72 companies are registered at this address.
All companies at this address →R.D. PROJECTS
€ 85,937 revenue · 2025
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€ 707,248 gross margin · 2025
ORK
€ 21,619 gross margin · 2025
VIPTEL
TAXIS BRUXELLES
€ 30,040 gross margin · 2024
+67 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0734.944.155
- VAT number
- BE 0734.944.155
- Registered office
- Pantheonlaan 88 bus 1, 1081 Koekelberg
- Names & denominations
- STEFGRAD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 September 2019
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- [email protected]
- Activities · NACE
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