Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Busy address KBO
22 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Change-Credal Social Innovation Fund from Ottignies-Louvain-la-Neuve, company number BE0726777943, closed financial year 2025 with a result of € -39,975 after tax. For that financial year Change-Credal Social Innovation Fund recorded a gross margin of € -56,662 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € -42,194 to € -39,975. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ 1.5 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -39,975
▲ 5 % less loss than in 2024
Profit after tax over the fiscal year.
€ 245,253
▲ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -570,419.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 52,154
▲ € 50,192 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 2,750 | - | - | - | |
| Gross margin | € -79,128 | € -87,752 | € 576,233 | € -56,662 | ▼ € 632,895 |
| Profit after taxes | € -175,584 | € -248,759 | € -42,194 | € -39,975 | ▲ € 2,219 |
| Equity | € 1,837,613 | € 1,588,854 | € 1,546,660 | € 1,506,685 | ▼ 3% |
| Total debts | € 1,809 | € 2,090 | € 15,841 | € 52,154 | ▲ 229% |
| Cash | € 385,402 | € 130,036 | € 236,245 | € 245,253 | ▲ 4% |
| Retained profit | € -239,491 | € -488,250 | € -530,444 | € -570,419 | ▼ € 39,975 |
| Balance sheet total | € 1,839,422 | € 1,590,944 | € 1,562,501 | € 1,558,839 |
Key figures of Change-Credal Social Innovation Fund, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Change-Credal Social Innovation Fund?
What happened at Change-Credal Social Innovation Fund in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Olivier Gevart stepped down as director. NBB
- CREDAL Entreprendre stepped down as director. NBB
- Crédal stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 39,975. Source: NBB ↗
- Wauthier de Bassompierre stepped down as director. NBB
- Olivier Gevart became a director. NBB
- CREDAL Entreprendre became a director. NBB
- Crédal became a director. NBB
In short
From € 175,584 loss in 2022 to € 39,975 loss in 2025.
Paid € 21,790 in corporate taxes since 2022.
A new publication or filing at Change-Credal Social Innovation Fund? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Crédal comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Change-Credal Social Innovation FundThe shares are held by Crédal (14.4%). It owns 10% of BeCode SRL itself.
Directors
According to the 2025 annual accounts
since 2023 · until 2027
Wauthier de Bassompierre
Director
since 2022 · until 2026
Director · represented by Hélène Lhoest
since 2023 · until 2027
Chairman of the board · represented by Sébastien Fosseur
Also active at: TAMA EUROPEAN COOPERATIVE, FAIR GROUND WALLONIE, SoLogInnov
since 2023 · until 2027
Shareholders
14.4%
Participations
10%
Establishments
Establishment units
Physical locations of this company
Avenue de Cîteaux 114
1348 Ottignies-Louvain-la-Neuve
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 22 companies are registered at this address.
All companies at this address →LOUVAIN COOPERATION
ASSOCIATION INTERNATIONALE DES CHARITES
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€ 553,515 revenue · 2025
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€ -20,684 gross margin · 2025
Fédération des Initiatives locales pour l'Enfance
€ 87,332 revenue · 2025
+17 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0726.777.943
- VAT number
- BE 0726.777.943
- Registered office
- Avenue de Cîteaux 114, 1348 Ottignies-Louvain-la-Neuve
- Names & denominations
- Change-Credal Social Innovation Fund · Change
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 15 May 2019
- Peppol
- Active · Active since 17 Dec 2025