What is the address of Credal?

The registered office of Credal is located at Avenue de Cîteaux 114, 1348 Ottignies-Louvain-la-Neuve.

Is Credal still active?

Yes. According to the CBE (29 October 2026) Credal is active, legal situation “Normale toestand”, started on 28 January 1988.

Is Credal registered on Peppol?

Yes, Credal is registered on the Peppol network with ID 0208:0434986305.

What is the enterprise number of Credal?

The enterprise number of Credal is BE0434986305.

When was Credal founded?

Credal was founded on 28 January 1988.

Who are the directors of Credal?

According to the 2025 annual accounts, the directors of Credal are: Myriam Bodart, Olivier Gevart, Charles-Antoine Leunen, Sophie Crapez.

Is Credal a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 January 1988; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account; 2 establishments in the CBE.

How much profit did Credal make in 2025?

Credal recorded a loss after taxes of € 12,294 in financial year 2025.

What is the revenue of Credal?

In its most recent annual accounts (2025), Credal reported revenue of € 553,515.

How much does an employee at Credal earn?

The average wage cost per full-time employee at Credal was € 80,300 in 2025: staff costs of € 1.4 million for 17.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Credal have?

According to the 2025 annual accounts, Credal has 17.2 full-time equivalents (FTE).

Credal (Non-profit) - Ottignies-Louvain-la-Neuve

Q: What does Credal do?

Credal is registered with the CBE as active in: Overige adviesbureaus op het gebied van bedrijfsvoering en beheer. Non-profit, started on 28 January 1988, 2 establishments.

Dossier Credal, printed on 29 October 2026 from databakkes.be/en/0434986305/credal. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Busy address KBO

22 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

Credal from Ottignies-Louvain-la-Neuve, company number BE0434986305, closed financial year 2025 with a result of € -12,294 after tax. For that financial year Credal recorded revenue of € 553,515 and equity of € 4,416. Compared with financial year 2024, the result moved from € 64,043 to € -12,294. The company made a loss. The buffer shrank hard: equity is 74 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.

What it is worth Shrank hard

€ 4,416

▼ 74% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -12,294

▼ still € 64,043 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 98,364

▲ 52% vs 2024

Cash and bank balances on the last day of the fiscal year.

People and assets in 2025

Full-time equivalents

17.2

▲ 2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.4 million

▲ 26% vs 2024

€ 80,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 700

▼ 90% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 209,273

▼ 35% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 270,544

▲ 26% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 888,400 Revenue 2022: € 888,400 First fiscal year in the series	€ 893,641 Revenue 2023: € 893,641 ▲ 1% vs 2022 (€ 888,400) Favourable step	€ 1,023,468 Revenue 2024: € 1,023,468 ▲ 15% vs 2023 (€ 893,641) Favourable step	€ 553,515 Revenue 2025: € 553,515 ▼ 46% vs 2024 (€ 1,023,468) Unfavourable step	▼ 46%
Gross margin	€ 1,140,858 Gross margin 2022: € 1,140,858 First fiscal year in the series	€ 1,311,177 Gross margin 2023: € 1,311,177 ▲ 15% vs 2022 (€ 1,140,858) Favourable step	€ 1,265,953 Gross margin 2024: € 1,265,953 ▼ 3% vs 2023 (€ 1,311,177) Unfavourable step	€ 1,573,960 Gross margin 2025: € 1,573,960 ▲ 24% vs 2024 (€ 1,265,953) Favourable step	▲ 24%
Profit after taxes	€ -323,908 Profit after taxes 2022: € -323,908 First fiscal year in the series	€ 83,112 Profit after taxes 2023: € 83,112 ▲ € 407,020 vs 2022 (€ -323,908) Favourable step	€ 64,043 Profit after taxes 2024: € 64,043 ▼ 23% vs 2023 (€ 83,112) Unfavourable step	€ -12,294 Profit after taxes 2025: € -12,294 ▼ € 76,337 vs 2024 (€ 64,043) Unfavourable step	▼ € 76,337
Equity	€ -130,445 Equity 2022: € -130,445 First fiscal year in the series	€ -47,333 Equity 2023: € -47,333 ▲ € 83,112 vs 2022 (€ -130,445) Favourable step	€ 16,710 Equity 2024: € 16,710 ▲ € 64,043 vs 2023 (€ -47,333) Favourable step	€ 4,416 Equity 2025: € 4,416 ▼ 74% vs 2024 (€ 16,710) Unfavourable step	▼ 74%
Total debts	€ 2,434,953 Total debts 2022: € 2,434,953 First fiscal year in the series	€ 1,925,922 Total debts 2023: € 1,925,922 ▼ 21% vs 2022 (€ 2,434,953) Favourable step	€ 2,236,140 Total debts 2024: € 2,236,140 ▲ 16% vs 2023 (€ 1,925,922) Unfavourable step	€ 1,586,802 Total debts 2025: € 1,586,802 ▼ 29% vs 2024 (€ 2,236,140) Favourable step	▼ 29%
Cash	€ 75,720 Cash 2022: € 75,720 First fiscal year in the series	€ 85,557 Cash 2023: € 85,557 ▲ 13% vs 2022 (€ 75,720) Favourable step	€ 64,864 Cash 2024: € 64,864 ▼ 24% vs 2023 (€ 85,557) Unfavourable step	€ 98,364 Cash 2025: € 98,364 ▲ 52% vs 2024 (€ 64,864) Favourable step	▲ 52%
Retained profit	€ -495,782 Retained profit 2022: € -495,782 First fiscal year in the series	€ -412,670 Retained profit 2023: € -412,670 ▲ € 83,112 vs 2022 (€ -495,782) Favourable step	€ -348,627 Retained profit 2024: € -348,627 ▲ € 64,043 vs 2023 (€ -412,670) Favourable step	€ -360,921 Retained profit 2025: € -360,921 ▼ € 12,294 vs 2024 (€ -348,627) Unfavourable step	▼ € 12,294
Bank debt	€ 727,000 Bank debt 2022: € 727,000 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 727,000) Favourable step	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Bank debt 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 2,352,384 Balance sheet total 2022: € 2,352,384 First fiscal year in the series	€ 1,917,213 Balance sheet total 2023: € 1,917,213 ▼ 18% vs 2022 (€ 2,352,384) Unchanged	€ 2,332,376 Balance sheet total 2024: € 2,332,376 ▲ 22% vs 2023 (€ 1,917,213) Unchanged	€ 1,821,208 Balance sheet total 2025: € 1,821,208 ▼ 22% vs 2024 (€ 2,332,376) Unchanged	▼ 22%
Employees (FTE)	20.8 Employees (FTE) 2022: 20.8 First fiscal year in the series	16.8 Employees (FTE) 2023: 16.8 ▼ 4 vs 2022 (20.8) Unchanged	15.2 Employees (FTE) 2024: 15.2 ▼ 1.6 vs 2023 (16.8) Unchanged	17.2 Employees (FTE) 2025: 17.2 ▲ 2 vs 2024 (15.2) Unchanged	▲ 2

Key figures of Credal, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Credal?

What happened at Credal in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 Olivier Gevart stepped down as director. NBB
2029 Sophie Crapez stepped down as director. NBB
2027 Myriam Bodart stepped down as director. NBB
2027 Charles-Antoine Leunen stepped down as director. NBB
Jun 30, 2026 New annual accounts for financial year 2025: loss of € 12,294 (▼ € 76,337 vs 2024). Source: NBB ↗
2025 Olivier Gevart became a director. NBB
2025 Sophie Crapez became a director. NBB
2023 Myriam Bodart became a director. NBB

In short

From € 323,908 loss in 2022 to € 12,294 loss in 2025.

Best year ever: 2023, with € 83,112 profit.

On average € 91,500 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

Myriam Bodart

Director

Also active at: Crédal, CREDAL PLUS, Credal Entreprendre

since 2023 · until 2027

Olivier Gevart

Chairman of the board

Also active at: Crédal, CREDAL PLUS, Change-Credal Social Innovation Fund, Credal Entreprendre

since 2025 · until 2029

Charles-Antoine Leunen

Director

Also active at: Crédal, CREDAL PLUS, Alcamara, Credal Entreprendre

since 2023 · until 2027

Sophie Crapez

Director

Also active at: Crédal, CREDAL PLUS, Credal Entreprendre

since 2025 · until 2029

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue de Cîteaux 114

1348 Ottignies-Louvain-la-Neuve

2.226.157.720

Aalststraat 7

1000 Brussel

Active since 1 January 2009

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 22 companies are registered at this address.

All companies at this address →

LOUVAIN COOPERATION

ASSOCIATION INTERNATIONALE DES CHARITES

SCALE UP

€ -20,684 gross margin · 2025

Fédération des Initiatives locales pour l'Enfance

€ 87,332 revenue · 2025

CREDAL PLUS same network

€ 558,966 revenue · 2025

+17 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0434.986.305

VAT number

BE 0434.986.305

Registered office

Avenue de Cîteaux 114, 1348 Ottignies-Louvain-la-Neuve

Names & denominations

Credal

Enterprise type

Rechtspersoon

Legal form

Non-profit association

Legal situation

Normale toestand

Start date

28 January 1988

Peppol

Active · Active since 20 Nov 2020

Activities · NACE

Overige adviesbureaus op het gebied van bedrijfsvoering en beheer

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige rechtskundige dienstverlening

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

Credal

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Financials

What happened to Credal?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions