Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A VI FORNE from Verviers, company number BE0695454861, closed financial year 2025 with a result of € 5,119 after tax. For that financial year A VI FORNE recorded a gross margin of € 275,771 and equity of € -17,053. Compared with financial year 2024, the result moved from € 13,117 to € 5,119. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 10, 2026.
€ -17,053
▼ € 5,572 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,119
▼ 61% vs 2024
Profit after tax over the fiscal year.
€ 40,760
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -37,053.
People and assets in 2025
€ 176,679
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 448,607
▼ 12% vs 2024
€ 55,471 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 20,814
▲ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,568
▲ 49% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 306,094 | € 297,448 | € 280,282 | € 275,771 | ▼ 2% |
| Profit after taxes | € 4,995 | € 11,521 | € 13,117 | € 5,119 | ▼ 61% |
| Equity | € -13,193 | € -13,135 | € -11,481 | € -17,053 | ▼ € 5,572 |
| Total debts | € 705,619 | € 617,292 | € 583,631 | € 503,544 | ▼ 14% |
| Cash | € 74,895 | € 48,072 | € 49,116 | € 40,760 | ▼ 17% |
| Land & buildings | € 223,234 | € 208,186 | € 193,137 | € 178,088 | ▼ 8% |
| Retained profit | € -66,810 | € -55,289 | € -42,172 | € -37,053 | ▲ € 5,119 |
| Bank debt | € 578,446 | € 543,555 | € 510,761 | € 448,607 | ▼ 12% |
| Balance sheet total | € 692,427 | € 604,157 | € 572,150 | € 486,492 | ▼ 15% |
Key figures of A VI FORNE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A VI FORNE?
What happened at A VI FORNE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,119 (▼ 61% vs 2024). Source: NBB ↗
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,995 profit in 2022 to € 5,119 profit in 2025.
Best year ever: 2024, with € 13,117 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
VERONIQUE PITZ
Director
Establishments
Establishment units
Physical locations of this company
Rue Neuray 3
4801 Verviers
Rue Slar 116
4801 Verviers
Active since 25 April 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
OVH, FR
Website info
Features
Security
Details
- Company number
- 0695.454.861
- VAT number
- BE 0695.454.861
- Registered office
- Rue Neuray 3, 4801 Verviers
- Names & denominations
- A VI FORNE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 April 2018
- Peppol
- Active · Active since 10 Oct 2025
- Contact
- boulangerie-pitz.be
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk
Detailhandel in dranken, algemeen assortiment
Detailhandel in chocolade en suikerwerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Eetgelegenheden met beperkte bediening